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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146543 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146543)

Easy to manage and access with attractive offers

The service is accessible and accepted by a multitude of purchasing/payment platforms. Often, I am able to take advantage of attractive offers that discount the purchase I am making. Reviewed on: 8th June 2026

Long time interest free credit.

Long time interest free credit. Very ea Reviewed on: 8th June 2026

Good , however debit card expired and had missed pay...

Good , however debit card expired and had missed payment on credit file , only one ever ! Lack of warning Reviewed on: 8th June 2026

PayPal credit is great

PayPal credit is great for those luxury purchases if you don’t want to wait til pay day. The pay in 3 interest free facility is excellent if you want to spread the cost without incurring any interest. PayPal all the way for me when shopping online or in person. Reviewed on: 8th June 2026

ease of use

Easy to choose payment methods and the app is simple to use Reviewed on: 8th June 2026

Easy use credit

Good all round experience with easy to use credit facilities Reviewed on: 8th June 2026

Stress free

Stress free and easy to use. I can make the best use of my disposable cash. Never a problem to access site or understand instructions. You are reminded each month of when the payment id due. Reviewed on: 8th June 2026

Ease of PayPal

I love PayPal credit they don’t pressure me to pay and it makes me feel confident in my own finances. I’ve been a loyal customer to PayPal for about 9 years now and it just gets better and better. The credit scheme is very helpful and I feel super comfortable using it Reviewed on: 8th June 2026

Easy to use, keep track of and pay off

Easy to use, keep track of and pay off Reviewed on: 8th June 2026

Excellent Credit Option for Flexible Payments

I’ve had a positive experience using PayPal Credit. The application process was simple, and it’s been helpful for managing larger purchases with flexible payment options. Payments are easy to track through my PayPal account, and the promotional financing offers can be useful when paid off within the required timeframe. Overall, it’s a convenient credit service that integrates well with online shopping. Reviewed on: 8th June 2026

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