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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I’ve had a really positive experience with PayPal Cr...

I’ve had a really positive experience with PayPal Credit. It’s been a great way to spread the cost of purchases and has helped me manage my money much better. The payment process is simple, the app is easy to use, and being able to pay over time has made budgeting a lot less stressful. I’d definitely recommend it to anyone looking for a flexible and convenient way to manage larger purchases. Reviewed on: 7th July 2026

Never had a bad experience

Never had a bad experience in all the years I’ve used it Reviewed on: 7th July 2026

PayPal friend

Always there when I need it gives me the freedom to buy on credit and use the 3 payment option Reviewed on: 7th July 2026

Great experience and easy to use

Great experience and easy to use Reviewed on: 7th July 2026

Easy to use.

Easy to use. Also not complicated to understand your account Reviewed on: 7th July 2026

All quick and easy to use and the customer service t...

All quick and easy to use and the customer service team are very helpful Reviewed on: 7th July 2026

Love the app.

Love the app. Everything is easy to understand and use. Reviewed on: 7th July 2026

Used PayPal credit to buy a new battery for motorhom...

Used PayPal credit to buy a new battery for motorhome and received £45 discount excellent Reviewed on: 7th July 2026

10/10 everything I need I get from the app :)

10/10 everything I need I get from the app :) Reviewed on: 7th July 2026

Best straightforward credit card ever!

Best straightforward credit card ever! Easy and safe to use,making my life so much easier! Reviewed on: 7th July 2026

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