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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,554 reviews, last reviewed 7th May 2026
2294950% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and convenient Easy to use online of course, but having a virtual card is also extremely handy out and about in the real world Reviewed on: 7th May 2026
Reed L's avatar
Reed L

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100554)

Paypal pay in 4 is a life saver

5
Ive used paypal credit to pay for items over a few months that would have been unaffordable for me it's absolutely brilliant Reviewed on: 19th April 2026
Bev mynott 's avatar
Bev mynott

Great for day to day use.

4
Great for day to day use. Easy to set up and use. Paypal credit is very useful but also difficult to track interest fees in there. Terrible for contacting customer service and resolving issues. Difficult to track PayPal+ activity. Reviewed on: 19th April 2026
TOWK's avatar
TOWK

Easy to use app.

5
Easy to use app. Different ways to pay depending what you want. Reviewed on: 19th April 2026
Tatiana R's avatar
Tatiana R

Purchase in confidence!

5
Inspires confidence to make purchases knowing that you’re protected. Reviewed on: 19th April 2026
Alan M's avatar
Alan M

I’m with PayPal for few years never had problems cos...

5
I’m with PayPal for few years never had problems costumer service very nice and helpful service. Reviewed on: 19th April 2026
Carlos 's avatar
Carlos

It’s easy to apply for and send emails to confirm th...

5
It’s easy to apply for and send emails to confirm the credit Reviewed on: 19th April 2026
Rita 's avatar
Rita

Excellent

5
Everything is very good. pay pal helped me a lot Reviewed on: 19th April 2026
Liliana G's avatar
Liliana G

Easy to use

5
Easy to use good 4 months interest free Reviewed on: 19th April 2026
Pierre Puttaert's avatar
Pierre Puttaert

Robert1967

5
Easy to use, no problems , would use again Reviewed on: 19th April 2026
Robert O's avatar
Robert O

Great for buying within the uk

4
Very rarely have issues when purchasing within the UK.Problems arise when buying from China Reviewed on: 19th April 2026
Karl S's avatar
Karl S

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