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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146526 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146526)

With paypal it is easy to spread the cost of larger...

With paypal it is easy to spread the cost of larger purchases over several months without running into debt. PayPal credit and pay in 3 are excellent ways of doing this. I’ve also used their dispute process to get a refund from website scammers Reviewed on: 8th June 2026

Happy customer

Love using PayPal as I always feel a lot safer than using just my debit card when ordering online. I also use PayPal pay in 3 and have got a few friends and family to sign up and now enjoy PayPal themselves Reviewed on: 8th June 2026

Easy online service with user friendly app

Easy online service with user friendly app Reviewed on: 8th June 2026

Safe, secure and flexible

Very helpful and convenient for purchasing, giving me option of how to pay is over time or by credit or pay in fullThis assists my budgeting whilst giving me flexibility and security of the transaction Reviewed on: 8th June 2026

Great for those times when you need it and easy to a...

Great for those times when you need it and easy to access and use. Reviewed on: 8th June 2026

Its fast and easy to apply.

Its fast and easy to apply. No hassel, and easy to understand. Totally transparent, the app tells you everything you need to know. You can make payments, check balance, set up direct debits and anything dlse you wish. You can download statements and see previous transactions too. Reviewed on: 8th June 2026

Highly recommend.

Easy to use, terms clear, good customer service when needed. Reviewed on: 8th June 2026

Super easy to use & plenty of efficient notification...

Super easy to use & plenty of efficient notifications etc great card Reviewed on: 8th June 2026

Secure, excellent buyer protection and the added sec...

Secure, excellent buyer protection and the added security of not providing card details. Other than Amazon I tend to avoid sites that do not provide PayPal checkout as I see them as a symbol of trust. Reviewed on: 8th June 2026

Flexible credit options, with high credit limit, and...

Flexible credit options, with high credit limit, and good repayment options. Reviewed on: 8th June 2026

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