Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

Great online banking app

A user friendly online service. Never had any issues purchasing items or if I had any returns. It tracks purchases and returns. Offering advice when needed. Good customer service. Reviewed on: 7th July 2026

Love Paypal Credit

Quick.. Easy.. Sorted. Nice change in a confusing credit world Reviewed on: 7th July 2026

The best way to pay

I’ve had an excellent experience using PayPal. It’s one of the best and safest ways to pay online. Transactions are quick, secure, and easy to manage, giving me peace of mind whenever I shop. Their customer service is excellent—friendly, professional, and always helpful when I’ve needed assistance. I highly recommend PayPal to anyone looking for a reliable and secure payment service. Reviewed on: 7th July 2026

Easy to organise

Easy to deal with, responsive and perfect for our needs Reviewed on: 7th July 2026

I like using it t checkouts.

I like using it t checkouts.smooth Reviewed on: 7th July 2026

PayPal always provide excellent hassle free service,...

PayPal always provide excellent hassle free service, whether I'm sending or receiving money from companies or individuals, I have using PayPal for many years now and have never encountered any problems or issues I needed to resolve, excellent service all round and highly recommended to potential new customers thanks again for your service Reviewed on: 7th July 2026

love PayPal it’s easy to use no interest on pay in 3?

I love PayPal it’s easy to use no interest on pay in 3?and the credit side of it is brilliant it is always there wen you need it and it’s fair Reviewed on: 7th July 2026

User Ease

Love the paying options and so easy to use Reviewed on: 7th July 2026

Finance with ease

It's simple and straightforward. Great choice of finance options e.g. pay in three or interest free credit. Fantastic for transferring money all around the world. Reviewed on: 7th July 2026

I always use PayPal for everything, I won't trust an...

I always use PayPal for everything, I won't trust any other way of paying for things if I get the option Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub