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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181018 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181018)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Purchase issues

PayPal have been amazing dealing with issues for any purchase disagreements I’ve had excellent service Reviewed on: 13th July 2026

Fantastic experience with paypal

Fantastic experience with paypal Reviewed on: 13th July 2026

Excellent customer support particularly with problem...

Excellent customer support particularly with problematic retailers. Reviewed on: 13th July 2026

The ease of paying and setting up monthly payments w...

The ease of paying and setting up monthly payments with affordable prices. Reviewed on: 13th July 2026

The service is easy to use

The service is easy to use, payments are processed quickly and I feel confident that my transactions are secure Reviewed on: 13th July 2026

Good experience with consumer protection

Good experience with consumer protection Reviewed on: 13th July 2026

Great convenient and safe easy payment clear messages

Great convenient and safe easy payment clear messages Reviewed on: 13th July 2026

Easy & Safe Great service quick to use

Easy & Safe Great service quick to use Reviewed on: 13th July 2026

PayPal Credit has been one of the most convenient fi...

PayPal Credit has been one of the most convenient financial tools I’ve used. The application process was quick and straightforward, and I received a decision almost instantly. It’s made managing larger purchases much easier thanks to the option of spreading payments over time, especially with promotional financing on eligible purchases. What I appreciate most is how seamlessly it integrates with PayPal at checkout. There’s no need to enter extra card details, and the process is fast, secure, and hassle-free. The online account management is easy to use, making it simple to track balances, payments, and available credit. Customer service has also been professional and helpful whenever I’ve needed assistance. As long as payments are made on time and the terms are understood, PayPal Credit can be an excellent way to manage expenses while maintaining flexibility. Overall, I’d highly recommend PayPal Credit to anyone looking for a convenient, reliable, and user-friendly credit option. It offers flexibility, security, and a smooth shopping experience, making it a valuable financial tool for everyday and larger purchases alike. Reviewed on: 13th July 2026

PayPal credit card

Just got a PayPal credit card and it was very quick and easy to set up, card got sent straight away no hassle. All on the app to see how much and when to pay so far it’s a credit addition to my PayPal account. Reviewed on: 13th July 2026

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