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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146488 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146489)

Incredible service and very smooth everytime.

Incredible service and very smooth everytime. Reviewed on: 8th June 2026

Flexible payments makes purchases easy

Great to have such flexibility in managing my payments, makes those purchases an easy experience and accepted by so many merchants. App is simple to use and customer service have been excellent when I've spoken to them Reviewed on: 8th June 2026

Secure and easy to use

Secure and easy to use. Gives me flexibility to pay back. So great! Reviewed on: 8th June 2026

Very useful service for quick and convenient shopping

Very useful service for quick and convenient shopping Reviewed on: 8th June 2026

PayPal account

Really good service and great value for money and would recommend Reviewed on: 8th June 2026

Good and easy to use and understand

Good experience easy to log in and buy things using PayPal Reviewed on: 8th June 2026

I have been with PayPal credit and the most I have b...

I have been with PayPal credit and the most I have been satisfied about using this is that I feel secure that when things go wrong they are there to investigate immediately Reviewed on: 8th June 2026

I have been using PayPal for many years.

I have been using PayPal for many years. I've tried Klarna, Fraser Plus and several others but none match PayPal. Reviewed on: 8th June 2026

PayPal credit is a great and effective way of shopping.

PayPal credit is a great and effective way of shopping. This is now my preferred method of paying, I simply cover the balance at the end of the month or if I’m using do a larger purchase I rely on their 4 months interest free to plan and budget. Reviewed on: 8th June 2026

Payments as easy as 1,2,3

I love the pay in 3 option and I have been using this method of paying for things for a few years. It’s helps knowing that the bill can be handled easily and more money can be ultilised elsewhere for family and financial commitments Reviewed on: 8th June 2026

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