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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Another great payment ootion

As a pensioner Pay In 3 has been brilliant. We have to watch our monthly costs. It’s really easy to use and set up and gives us wonderful flexibility. Reviewed on: 7th July 2026

This pay pal app has helped me to easily purchase it...

This pay pal app has helped me to easily purchase items online without any stress. Reviewed on: 7th July 2026

User friendly

User-Friendly: Setting up a Personal Account is intuitive, and sending money to friends or making online purchases takes seconds. Reviewed on: 7th July 2026

Customer service staff - excellent

Customer service staff responded promptly listened and were knowledgeable and efficient in terms of what to did next. Reviewed on: 7th July 2026

Top Site,Excellent service as usual

Excellent service as usual always there when I need them. Reviewed on: 7th July 2026

PayPal recommended

Always a safe option for purchasing items because of reliable customer service should a problem arise.The pay in 3 is also a great way of splitting a larger payment. Reviewed on: 7th July 2026

Excellent customer servic so conve...

Excellent customer service at all times and so convenient and easy Reviewed on: 7th July 2026

The best way to shop online in shops

The best way to shop online in shops giving another layer of protection against cyber crime and options on how to pay Reviewed on: 7th July 2026

Website user friendly and safe.

Website user friendly and safe. Customer service very reliable issues are handled sensibly and rationally. Very understanding when being resolved. Reviewed on: 7th July 2026

Trustworthy

I have used PayPal for a long time now. I feel I can trust paying with PayPal. On one occasion I had to contact PayPal to help get my payment back as what I received was far from what I order. It was so straightforward as PayPal did everything for me and refunded my money. Reviewed on: 7th July 2026

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