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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Always simple to use, its my first go to when buying...

Always simple to use, its my first go to when buying anything, if feel confident using it. Reviewed on: 7th July 2026

Always A Great Experience

Always have been a great experience using PayPal. No matter wjat problem you have, they are there yo back you up. Reviewed on: 7th July 2026

I love paypal credit and the 4 month no interest dea...

I love paypal credit and the 4 month no interest deals it gives. My only wish is it gave reminders of how long it has left as no interest. Eg. An email stating ",you have 3 months no interest left" etc Reviewed on: 7th July 2026

My flexible finance friend

Periodically I experience cashflow problems, PayPay Credit is always there to ensure that my projects can still progress during these unpredictable moments. In addition to this there is just the sheer confidence of paying for items easily & securely Reviewed on: 7th July 2026

PayPal is safe and protects your transactions

PayPal is safe and protects your transactions Reviewed on: 7th July 2026

Just a fabulous company.

I use PayPal for pay in 3 and credit and ots been excellent service if I've had a issue they have always had my back Reviewed on: 7th July 2026

Usefull for larger purchases

I have found PayPal Credit to be very useful when making a larger purchase. I am able to spread Payments over 3 months, without any extra charges. Reviewed on: 7th July 2026

Helpful, professional , I have been always resolved...

Helpful, professional , I have been always resolved my issue with people that are very knowledgeable Reviewed on: 7th July 2026

For me it’s PayPal first I use it all the time it’s...

For me it’s PayPal first I use it all the time it’s just so easy Reviewed on: 7th July 2026

Excellent, very easy to use also helpful during fina...

Excellent, very easy to use also helpful during financial problems Reviewed on: 7th July 2026

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