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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146460 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146460)

It just works.

It just works. Decent range of options and easy enough to manage Reviewed on: 8th June 2026

I love the pay in 4 feature.

I love the pay in 4 feature. I have a high credit limit too. Reviewed on: 8th June 2026

Very reliable

PayPal has indeed be supportive to me especially when I bought a fake product online they ensure I got my money back back Reviewed on: 8th June 2026

Always been very good.

Always been very good. Never had any issues. Reviewed on: 8th June 2026

Never had any issues.

Never had any issues. Always support with enquiries Reviewed on: 8th June 2026

PayPal credit - yes please

PayPal credit is easy to use and has great customer service Reviewed on: 8th June 2026

Easy to use, secured and great service

Easy to use, secured and great service Reviewed on: 8th June 2026

Great range of products

Buy now, pay later and paypal credit and debit card features are great to use. I enjoy the reward alongside these products which are more competitive than the other banks I am with. Reviewed on: 8th June 2026

I’m a disabled man when every I phone up they can no...

I’m a disabled man when every I phone up they can not doing a thought for me. Reviewed on: 8th June 2026

Easy to use

Really easy and a good choice to use helps with spreading payments and makes purchases more affordable Reviewed on: 8th June 2026

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