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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

PayPal is there whenever you need it .

5
PayPal is there whenever you need it . Reviewed on: 7th July 2026

I had an excellent experience with PayPal Credit.

5
I had an excellent experience with PayPal Credit. The service was easy to use, and everything was straightforward from start to finish. The support team was lovely, very helpful, and quick to answer my questions. Overall, I’m very satisfied with my experience and would happily recommend PayPal Credit to others. Reviewed on: 7th July 2026

Quick and easy to use, helpful to sort the cost of l...

5
Quick and easy to use, helpful to sort the cost of larger purchases Reviewed on: 7th July 2026

It is always easy to deal with PayPal quickly dealt...

5
It is always easy to deal with PayPal quickly dealt with and simply paid monthly instalments Reviewed on: 7th July 2026

Always feel safe making payments

5
Always feel safe making payments Reviewed on: 7th July 2026

I’ve never had any major issues with PayPal, any que...

5
I’ve never had any major issues with PayPal, any queries or concerns have been dealt with in an efficient manner. Reviewed on: 7th July 2026

I’ve used PayPal credit several times now & never ha...

5
I’ve used PayPal credit several times now & never had an issue, always easy to use Reviewed on: 7th July 2026

Always a step ahead of Customer needs.

5
I’ve never had to use PayPal customer service for anything so I’m unable to leave feedback based on personal experience. But my husband has always been very complimentary and his a tough one to please. So I can be certain the CS is brilliant. We’ve also never had any issues to complaint about. Their continuous service is seamless and we are very appreciative. I’ve been with PayPal for as long as I can remember and can’t think of a time I was displeased. So thank you PayPal for always staying a step ahead of your customers needs Reviewed on: 7th July 2026

Had a excellent experience would recommend

5
Had a excellent experience would recommend Reviewed on: 7th July 2026

Convenient!

5
Easy to use and navigate, I would recommend using PayPal credit. Reviewed on: 7th July 2026

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