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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146437 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146438)

I have never had any issues when using PayPal even w...

I have never had any issues when using PayPal even when there has been situations that have required using the dispute function. Always been treated fairly and kept informed every step of the way Reviewed on: 8th June 2026

PayPal Credit is convenient

PayPal Credit Review PayPal Credit is a convenient option for spreading out the cost of purchases, especially for people who already shop through PayPal. The application and checkout process are simple, and the ability to pay over time can make larger purchases feel more manageable. One of its biggest strengths is flexibility. Many users like being able to take advantage of promotional financing on qualifying purchases, and several reviewers say it helps them handle unexpected expenses without immediately paying the full amount. That said, PayPal Credit is not perfect. Some users report poor customer service, difficulty resolving payment issues, and frustration with how charges or refunds are handled. Others note that the interest terms can be confusing, especially if a balance is not paid in full on time. Overall, PayPal Credit is a useful tool for disciplined borrowers who understand the terms and pay on time. It offers real convenience, but it works best for people who are careful about repayment and comfortable managing credit responsibly. Reviewed on: 8th June 2026

Great all round!

Great all round! easy to use, clear on terms, and customer service is amazing if you ever need them Reviewed on: 8th June 2026

It's good very flexible.

It's good very flexible. Apr is a little high but good overall Reviewed on: 8th June 2026

Always been super helpful.

Always been super helpful. Whenever I have had queries they have swiftly answered them Reviewed on: 8th June 2026

I use PayPal for home, business and anywhere ..

I use PayPal for home and business it’s so much easier Reviewed on: 8th June 2026

First class service

Excellent. Very reliable and makes transactions easy and safe. Reviewed on: 8th June 2026

I've used PayPal for many years and have always foun...

I've used PayPal for many years and have always found it to be a reliable, secure, and convenient way to make payments online. Transactions are quick and easy, and I appreciate the added buyer protection, which gives me confidence when purchasing from new sellers. The app is straightforward to use, and transferring money to friends and family is simple. Whenever I've needed assistance, customer service has been helpful and professional. Overall, PayPal provides a safe and hassle-free payment experience that I would highly recommend Reviewed on: 8th June 2026

Paypal credit is more than just online shopping!

Paypal credit is more than just online shopping! Everything is smooth and no issues faced. Reviewed on: 8th June 2026

Using Paypal

i use paypal for purchasing items brcause i feel safe and know im not being scamned, everything is done profesionally and without any hassle and always efficiently, cant praise paypal enough, Reviewed on: 8th June 2026

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