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PayPal: PayPal Credit reviews

4.90
Based on 100,375 reviews, last reviewed 7th May 2026
2286900% increase in 5 star reviews
in the past 90 days
6650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any problems Never had any problems, very easy to use especially for big purchases I cant afford straight away like concert tickets or household appliances Reviewed on: 7th May 2026
Rebecca E's avatar
Rebecca E

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026
William J's avatar
William J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100375)

Easy to use, especially the flexible payments.

5
Easy to use, especially the flexible payments. Reviewed on: 19th April 2026

Convient to use, easy to track the app makes it stra...

5
Convient to use, easy to track the app makes it straightforward to monitor debt Reviewed on: 19th April 2026

PayPal is so easy to use and navigate and extremely...

5
PayPal is so easy to use and navigate and extremely helpful when times are hard Reviewed on: 19th April 2026

Nothing to complain about which is more than I can s...

5
Nothing to complain about which is more than I can say about other banks inused Reviewed on: 19th April 2026

Excellent for Online purchases

5
Always fibd it easy to pay for goods on line with paypal. Credits are refunded without delay. Always fibd it easy to pay for goods on line with paypal. Also find PayPal credit heloful and pay latet is a bonus as well. I feel more safe when paying with oaypal. Reviewed on: 19th April 2026

Top notch service always helpful no problems

5
Top notch service always helpful no problems Reviewed on: 19th April 2026

Great way to pay and safe on line

5
Great way to pay and safe on line Reviewed on: 19th April 2026

PayPal makes paying quick and easy.

5
PayPal makes paying quick and easy. Really annoys me when it isn't an option at checkout Reviewed on: 19th April 2026

Customer service outstanding very helpful great prod...

5
Customer service outstanding very helpful great product Reviewed on: 19th April 2026

Great secure payment and fast can’t complain

5
Great secure payment and fast can’t complain Reviewed on: 19th April 2026

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