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PayPal: PayPal Credit reviews

4.90
Based on 100,326 reviews, last reviewed 7th May 2026
2284500% increase in 5 star reviews
in the past 90 days
6650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good option to chooce for Finance Good option to chooce for Finance Reviewed on: 7th May 2026
Evaldas's avatar
Evaldas

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026
William J's avatar
William J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (100326)

Paypal Credit Review

5
Really handy for splitting payments when you need a bit of breathing room, and for those larger purcahses. Reviewed on: 19th April 2026

East or west Paypal is the best

5
I have had the best experience with paypal Reviewed on: 19th April 2026

Paypal always my go-to very helpful.

4
Paypal always my go-to very helpful. Flexible ways to pay on websites which is good points also is a good addition. I just think they could do with a little bit more reward Reviewed on: 19th April 2026

PayPal has always been there to help make transactio...

5
PayPal has always been there to help make transactions quick and easy. Reviewed on: 19th April 2026

Great experience

5
Great and easy to use. Feels like a safe way to purchase Reviewed on: 19th April 2026

PayPal have made spending and keeping track of spend...

5
PayPal have made spending and keeping track of spending easy, with supportive access to credit and an easy to use app to keep up to date with everything Reviewed on: 19th April 2026

Paypal was wonderful and help me alot and I will kee...

5
Paypal was wonderful and help me alot and I will keeping tell all my friends this! Reviewed on: 19th April 2026

PayPal is the king!

5
Making payments easier and peace of mind when purchasing. Reviewed on: 19th April 2026

Excellent usage for everyone and everything

5
Excellent usage for everyone and everything Reviewed on: 19th April 2026

Simple fast and straightforward way of paying for th...

5
Simple fast and straightforward way of paying for things online or in store Reviewed on: 19th April 2026

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