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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Always on top with customer service, easy to solve a...

5
Always on top with customer service, easy to solve any issue and easy to get help. Reviewed on: 7th July 2026

I have not had any problems and I recommend it to ev...

5
I have not had any problems and I recommend it to everyone, very easy to use Reviewed on: 7th July 2026

help when needed

5
What can I say PayPal is there when needed so easy to use never any problems and can be a geat help when you have plans for your money I love it. Reviewed on: 7th July 2026

Good experience

5
Never a bad experience always straight forward Reviewed on: 7th July 2026

I have always had excellent response from any querie...

5
I have always had excellent response from any queries with PayPal Reviewed on: 7th July 2026

Safe and secure.

5
I love the way money is sent without the seller having access to my own banking details, and that every transaction has a guarantee if something is wrong. Reviewed on: 7th July 2026

Convenient, straightforward

5
Convenient, straightforward, supports managing finances. Reviewed on: 7th July 2026

Quick and easy excess to available credit

5
Quick and easy excess to available credit Reviewed on: 7th July 2026

So handy

5
So easy to use and so open about when you pay Reviewed on: 7th July 2026

Best service.

5
Best service. Really helpful. Easy to use. Reviewed on: 7th July 2026

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