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PayPal: PayPal Credit reviews

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4.90
Based on 100,278 reviews, last reviewed 7th May 2026
2282150% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is my go to for purchasing pretty much everyt... PayPal is my go to for purchasing pretty much everything these. I particularly like the pay in 3 facility which just makes managing purchases so much ... Read more Reviewed on: 7th May 2026
Orla's avatar
Orla

Latest lowest rating:

1

Caused me debt I ended up in debt because of the way they allocate payments. When they offer interest free payments, those ending soonest should be paid off first. I... Read more Reviewed on: 7th May 2026
Kate T's avatar
Kate T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100278)

PayPal is excellent,there's some many options for pa...

5
PayPal is excellent,there's some many options for payments. Reviewed on: 19th April 2026
Jerry 's avatar
Jerry

Various payment option...

5
I have used every payment option available from PayPal depending on the purchase I have made. Never had any issues. Reviewed on: 19th April 2026
Stuart S's avatar
Stuart S

Brilliant

5
Excellent service, very helpful and easy Reviewed on: 19th April 2026
JacobJ Kadege's avatar
JacobJ Kadege

Very nice, overall bravo, good option, good service...

5
Very nice, overall bravo, good option, good service everything good Reviewed on: 19th April 2026
Abu Bakar Khalid's avatar
Abu Bakar Khalid

Highly recommended using PayPal account

5
Highly recommended using PayPal account Reviewed on: 19th April 2026
Ilina 's avatar
Ilina

Paypal has been amazing!

5
Paypal has been amazing! The Paypal credit has been massive help for me where it allows me to split payments above £99 for 4 months. Love it. Reviewed on: 19th April 2026
Shrey Choudhary's avatar
Shrey Choudhary

PayPal is so user friendly.

5
PayPal is so user friendly. A secure and safe way to spend that gives you peace of mind. Reviewed on: 19th April 2026
Amanda 's avatar
Amanda

Great money app

5
Easy to use the app. Great payment options. Will continue to use Reviewed on: 19th April 2026
David P's avatar
David P

Paypal credit is,good but they should be more transp...

4
Paypal credit is,good but they should be more transparent with interest and notification on "free interest " period Reviewed on: 19th April 2026
Harguitay Don's avatar
Harguitay Don

Trustee and easy to used because I'm use the PayPal...

5
Trustee and easy to used because I'm use the PayPal everywhere Reviewed on: 19th April 2026
Ozay Hayat's avatar
Ozay Hayat

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