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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146404)

Good value

4
Good value, ongoing 0% offers appreciated, easier to use now there is a card option. One improvement would be easier to see transactions in and out. Reviewed on: 8th June 2026

All good and quick if you want to help with...

5
All good and quick if you want to help with budget Reviewed on: 8th June 2026

PayPal Credit is a wonderful service

5
PayPal Credit is a wonderful service which enables customers to purchase items which would be out of reach for one single payment. Reviewed on: 8th June 2026

Easy to use and great range of products

5
Easy to use and great range of products Reviewed on: 8th June 2026

good experience using PayPal credit app is grea...

5
Very good experience using PayPal credit app is great easy to understand and keep track on spending and repayments Reviewed on: 8th June 2026

Very simple and intuitive user interface on both app...

5
Very simple and intuitive user interface on both app and web make it a doodle for purchases and sending and receiving money Reviewed on: 8th June 2026

Always what you need when you want it

5
Always what you need when you want it Reviewed on: 8th June 2026

SUPER QUICK AND EASY TO USE.

5
SUPER QUICK AND EASY TO USE. Used it to pay for flights multiple times. Would reccomend Reviewed on: 8th June 2026

PayPal credit is so easy to use with simple and secu...

5
PayPal credit is so easy to use with simple and secure log in and access. The app is great to use, can easily navigate yourself around the app to get what you need Reviewed on: 8th June 2026

It's really good!

5
Good value service, quick and easy to use. Set up is fast and pain free, the options on how to manage your account are vast and have everything you could want. Reviewed on: 8th June 2026

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