Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 100,256 reviews, last reviewed 7th May 2026
2281050% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great They are really good value .easy to use and apply for Reviewed on: 7th May 2026
Adam C's avatar
Adam C

Latest lowest rating:

1

Caused me debt I ended up in debt because of the way they allocate payments. When they offer interest free payments, those ending soonest should be paid off first. I... Read more Reviewed on: 7th May 2026
Kate T's avatar
Kate T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (100256)

Reliable every time and feel safer using PayPal

5
Reliable every time and feel safer using PayPal Reviewed on: 19th April 2026

Paypal offers a amazing credit line with great terms...

5
Paypal offers a amazing credit line with great terms when im spending im always looking out for paypals icon, it nice to know if you are not sure on legitimately of a website paypal is prepared to save you with there amazing protection services. Reviewed on: 19th April 2026

Very good .and very pleased

5
Very good .i am very happy and very pleased Reviewed on: 19th April 2026

Simple and easy to use with flexible payment options

5
Simple and easy to use with flexible payment options Reviewed on: 19th April 2026

Helpful and customer friendly

5
Customer friendly, and helpful. They always attend to queries very quickly and ensure that customer is always protected. Reviewed on: 19th April 2026

I trust Paypal

5
Never had a problem when using PayPal, and if there was a problem, you can talk with an agent and explain it to them rather than a Bot who doesnt under stand what has happened and has no understanding of how a transaction can go wrong. Reviewed on: 19th April 2026

Reliable

5
Reliable for my online purchases Reviewed on: 19th April 2026

Use every year to pay for holiday

4
Use every year to pay for holiday, and you have to remember to click set up DD even though you have it set up. Not always clear what day it will come out Reviewed on: 19th April 2026

PayPal credit help my to bought many things

5
PayPal credit help my to bought many things Reviewed on: 19th April 2026

Really great, so simple and easy.

4
Really great, so simple and easy. Reviewed on: 19th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review