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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146374 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146374)

The easiest way to Pay!

Using PayPal more and more on for security and ease of payment. I often use the pay in the three months option in the short term; often paying it off before the time is up. Reviewed on: 8th June 2026

Always easy to use the app for anything

Always easy to use the app for anything Reviewed on: 8th June 2026

Love it now that I can pay at stores also!

Love it now that I can pay at stores also! Reviewed on: 8th June 2026

PayPal points.

Love it, especially now earning PayPal + points. Reviewed on: 8th June 2026

Great - simple and effective - easy to use

Great - simple and effective - easy to use Reviewed on: 8th June 2026

Brilliant service

Easy to plan installments and pay when you have funds available Reviewed on: 8th June 2026

Overall good

Great with disputes. Not bad interest with credit and I love to use the split over 3 months which is great Reviewed on: 8th June 2026

Now a days getting value for money is important.

Now a days getting value for money is important. Sometimes you might come across an item that you want and it is on sale at a good markdown price for a limited time. If you have not budgeted for the amount bu don't want to miss out on the bargain, using PayPal Credit allows you to spread the cost over 3 months interest free. Allowing you to make savings while getting things that you need. Reviewed on: 8th June 2026

Easy to set up! Helps spread the cost of purchases.

Easy to set up and helps spread the cost of larger purchases. Customer service is really good if you need help and the app and website are user friendly. Have been using PayPal Credit for a while now as I trust the brand and it’s helped me make bigger purchases such as buying a sofa. Reviewed on: 8th June 2026

PayPal Credit

I have used PayPal Credit on numerous times and find it a safe and convenient way of delaying payment for items. Reviewed on: 8th June 2026

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