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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Easy to use quick to do easy to follow instructions

Easy to use quick to do easy to follow instructions and know which shops you can use it at Reviewed on: 7th July 2026

I've never had any problems with PayPal, great custo...

I've never had any problems with PayPal, great customer service and good that you can spread it out over 3months interest free Reviewed on: 7th July 2026

4 months 0% credit is excellent.

4 months 0% credit is excellent. Reviewed on: 7th July 2026

100 percent trust paying through PayPal

Never had a bad experience with PayPal. Trust this payment method 100# Reviewed on: 7th July 2026

Great experience easy to access PayPal

Great experience easy to access the app is very good for credit building Reviewed on: 7th July 2026

PayPal credit is so convenient and helpful

PayPal is such a convenient way to pay online, and PayPal credit has given me the flexibility of a credit card with regular 0% offers that mean I'm never spending more by spreading the cost over time. Great service Reviewed on: 7th July 2026

Easy of use,

Easy of use, great app which is easy to navigate Reviewed on: 7th July 2026

Great to borrow save & spend at the of a touch button.

Great to borrow save & spend at the of a touch button. Reviewed on: 7th July 2026

Been with paypal a very long time and can't fault...

Been with paypal a very long time and can't fault them Reviewed on: 7th July 2026

Convinced easy to use user friendly

Convinced easy to use user friendly Reviewed on: 7th July 2026

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