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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146334 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146334)

Pay Pal , still good

Sometimes customer service hold seller side, rich can do more. Pay in 3 could be more flexible for e.g: limit is 500 but item what you want buy is 510, and its no chance to buy. But im with paypal years already and still is my favorite, but years ago customer was first always. Feel more safe then now. Reviewed on: 8th June 2026

PayPal are fast and efficient and always make everyt...

PayPal are fast and efficient and always make everything clear Reviewed on: 8th June 2026

Would recommend PayPal Credit.

Would recommend PayPal Credit. It’s a safe way to pay and I ideally split my payments in 3 or over 3 months 0% it gives a good way to pay and many different retailers use it. Reviewed on: 8th June 2026

Always helpful amd friendly when any issues have ari...

Always helpful amd friendly when any issues have arisen. I have been a PayPal customer for many years Reviewed on: 8th June 2026

Very convenient and flexible way for shopping.

Very convenient and flexible way for shopping. You can buy the things you like with no hassle. Customer service is excellent as it's always straightforward, quick and reliable. Reviewed on: 8th June 2026

My experience thus far has been great.

My experience thus far has been great. Reviewed on: 8th June 2026

Fast, Flexible and Reliable Credit Service

I have had an excellent experience with PayPal Credit. The application process was straightforward, and managing my account is simple and convenient through the PayPal app and website. The flexibility to spread the cost of purchases has been extremely helpful, and everything is explained clearly with no surprises. Payments are easy to make, statements are easy to understand, and I have always found the service reliable. What stands out most is the convenience and peace of mind that comes with using PayPal Credit. It integrates seamlessly with online purchases, making transactions quick and secure. Overall, I would highly recommend PayPal Credit to anyone looking for a flexible, easy-to-use credit option backed by excellent customer service and a trusted brand. Reviewed on: 8th June 2026

Excellent service and always happy with the service

Excellent service and always happy with the service Reviewed on: 8th June 2026

EFFICIENT AND USERFRIENDLY

provides a reliable and userfriendly platform that makes payment processing straightforward and efficient. The service is easy to navigate with responsive customer support when needed. Reviewed on: 8th June 2026

Great service

Love the interest free period, nice that I can rely on the buyer protection too. Reviewed on: 8th June 2026

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