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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Fast, Secure and Reliable Payment Service

I've been using PayPal Credit for some time now, and my experience has been very positive. The application process was quick and straightforward, and managing my account through the PayPal app is simple and convenient. PayPal Credit offers a flexible way to spread the cost of larger purchases, and I appreciate the clear repayment options and easy-to-understand statements. Payments are processed quickly, and I've found the platform to be secure and reliable. I also like that it's widely accepted by many online retailers, making shopping much more convenient. Customer service has been responsive whenever I've needed assistance, and any issues I've had have been resolved efficiently. Overall, PayPal Credit has been a dependable financial tool that provides flexibility and peace of mind. I would happily recommend it to anyone looking for a convenient and trustworthy way to manage online purchases. Reviewed on: 7th July 2026

Perfect for all and everything

Perfect for all and everything everyone can use it easily when they want it Reviewed on: 7th July 2026

Great way to manage purchases and interest free.

Great way to manage purchases and interest free. Reviewed on: 7th July 2026

Excellent customer service and fast and secure servi...

Excellent customer service and fast and secure service and more flexibility Reviewed on: 7th July 2026

Great service!

Great service! Easy to set up and so convenient for online shopping. Reviewed on: 7th July 2026

Really good service would prefer PayPal pay 3 to be...

Really good service would prefer PayPal pay 3 to be pay 4 Reviewed on: 7th July 2026

PayPal breathes a new lease of life!

PayPal breathes a new lease of life they are flexible and allow you to make buy now pay later purchases an reality. Reviewed on: 7th July 2026

Masterclass

Always given first class service Reviewed on: 7th July 2026

Best commerce gateway solution.

I was looking for a credit that helps my online solution and then i came to know about pay pal credit .It gave me the solution I was looking for .Its a must recommended e commerce solution . Reviewed on: 7th July 2026

Love the app easy to use and understand.

Love the app easy to use and understand. I can answers right away from my app Reviewed on: 7th July 2026

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