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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146267 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146270)

Easy to use and great service, fast and simple with...

Easy to use and great service, fast and simple with easy to use functionality Reviewed on: 8th June 2026

Excellent service

have been using PayPal for over 12 years. In my experience, they're very good, and the customer service is very helpful. The apps are very secure when you do a traction, money-wise, it is excellent, Reviewed on: 8th June 2026

Easy to use great customer service user friendly app.

Easy to use great customer service user friendly app. I use on a regular basis for transactions. Reviewed on: 8th June 2026

I've always used paypay for so many years and have n...

I've always used paypay for so many years and have never regretted anything, now even more with their credit facilities just makes life easier, seamless transactions, great customer service, i will recommend paypal anytime anyday Reviewed on: 8th June 2026

...Reliable, Secure and Outstanding Customer Service

PayPal has been my go-to payment platform for many years. Since joining, I've consistently found their service to be reliable, efficient, and secure, making online buying and selling much safer and more convenient. On the occasions when I've experienced issues with transactions or purchases, their customer support has always resolved matters promptly and professionally. Overall, I've had an excellent experience with PayPal and would happily recommend their services to others. Reviewed on: 8th June 2026

Always feel safe paying with PayPal.

Always feel safe paying with PayPal. They are super amazing to deal with every time. Reviewed on: 8th June 2026

Two years of using PayPal credit

I’ve been using the PayPal credit service for two years now and think it is quite comprehensive to use. The monthly breakdown and notifications are helpful. I just wish they were a little clearer in the breakdown. Reviewed on: 8th June 2026

Always used PayPal trusted and respected

Always used PayPal trusted and respected Reviewed on: 8th June 2026

very good ,good offer,easy to use

very good ,good offer,easy to use Reviewed on: 8th June 2026

Easy and quick to set up

Easy and quick to set up, easy to make payments. No issues at all Reviewed on: 8th June 2026

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