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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Sound It’s there if I needed it and was easy to...

It’s there if I needed it and was easy to apply for Reviewed on: 7th July 2026

With the economic challenges that we are facing nowa...

With the economic challenges that we are facing nowadays I truly find PayPal credit to be a great help by allowing me to pay off balances in stagard payments. I could only imagine that without PayPal credit I would struggle more on a financial basis. They also offer financial guidance for users when it comes to using credit as to avoid over spending which is quite good. Reviewed on: 7th July 2026

I have only ever had excellent experiences with PayP...

I have only ever had excellent experiences with PayPal & using the service is simple. Living abroad means I am far from my family, but sending them money regardless of location is only a 5 minute job. I would highly recommend PayPal, especially for users who aren’t tech savvy, it’s that easy. Reviewed on: 7th July 2026

Have used this method for a few years and I think it...

Have used this method for a few years and I think its brilliant! You get a reminder before the money goes out of your account, 3 easy payments and no interest Reviewed on: 7th July 2026

Paypal review

Just a great service and very helpful Reviewed on: 7th July 2026

Every purchase was made easily and quickly, when d...

Every purchase was made easily and quickly, when dealing with customer services, they were professional polite and helpful, resolving any issues I had with clarity and promptly, Reviewed on: 7th July 2026

I like the guarantees that come with using paypal.

I like the guarantees that come with using paypal. If there are any issues, you can be sure you’ll get your money back. Reviewed on: 7th July 2026

Paypal is an excellent platform , I also use PayPal...

Paypal is an excellent platform , I also use PayPal credit ,which I have found to be extremely useful. Reviewed on: 7th July 2026

Always been prompt to solve issues.

Always been prompt to solve issues. Quick to refund also. Speedy to use for making payments Reviewed on: 7th July 2026

Flexible and innovative

I have used Paypal Credit for quite a few years now. It is flexible, innovative and it enables me to stretch my money and buy expensive items without paying any interest. I have never had a problem so I have never had a need to use Customer Service but I think the company is well-tuned in to the customer experience as it brings new products to the market eg the credit card. Reviewed on: 7th July 2026

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