Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146233 reviews)

View other PayPal products

4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146233)

Paypal easy peezy

All round experience is great, I use all paypal facilities and have never had an issue or even a reason to call customer services Reviewed on: 8th June 2026

PayPal- paying people not just businesses.

I really appreciate the fact that I can use PayPal Credit (or ani credit card) for payment people, not just business. Reviewed on: 8th June 2026

For financial service and security go Paypal

I have used Paypal since about 2007 and it is obvious if I was not being given the best of service, peace of mind over my information security we would have parted company some time ago. In this day and age security is my main concern and along with extremely good service I know Paypal is watching my back. Reviewed on: 8th June 2026

Really easy & straight forward accounts, all financi...

Really easy & straight forward accounts, all financial implications of holding accounts available to read in one place & in plain layman's terms. The pay in 3 is excellent value & used a lot. I've had my main accojnt for many years & find it invaluable when paying large amounts of money through PayPal to come directly out of my banking account. I feel safer doing it this way due to the safeguards PayPal offer. Reviewed on: 8th June 2026

I've never had any problems with PayPal and any prob...

I've never had any problems with PayPal and any problems with sellers have been resolved very quickly with PayPal staff Reviewed on: 8th June 2026

The customer service was topnotch.

The customer service was topnotch he was patient polite and very respectful. The customer made sure I understood how the services worked and he gave me assurance while I was panicking on the pay was going to be. Reviewed on: 8th June 2026

Very easy to use, good rates!

Very easy to use, good rates! Great customer service if you have an issue. Reviewed on: 8th June 2026

PayPal has helped me make many purchases with paining 3

PayPal has helped me make many purchases with paining 3 Reviewed on: 8th June 2026

Well organised and very convenient

Well organised and very convenient Reviewed on: 8th June 2026

A good way to budget

Very good, easy to navigate and a great way to budget your spending . Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77665 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub