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PayPal: PayPal Credit reviews

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4.90
Based on 100,230 reviews, last reviewed 7th May 2026
2279900% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They customer service is excellent They customer service is excellent Reviewed on: 7th May 2026
Marjan J's avatar
Marjan J

Latest lowest rating:

2

Its a trap to get you into debt ,payments aren't ded... Its a trap to get you into debt ,payments aren't deducted out of account when you make them Reviewed on: 6th May 2026
Juliet 's avatar
Juliet
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100230)

PayPal has been a life saver allowing me to split ex...

5
PayPal has been a life saver allowing me to split expenses over a number of months Reviewed on: 19th April 2026
Steven C's avatar
Steven C

Very good.

5
I have used it for years and it is helpful to manage my finances. Reviewed on: 19th April 2026
Richard G's avatar
Richard G

Easy to do

5
It was very easy to do. Easy to use. Reviewed on: 19th April 2026
Rhona R's avatar
Rhona R

PayPal pay in 3 is excellent

5
Never had any issues with PayPal been using them for about 20 years , I love the fact I can split my payments in to 3 I use this very often as c as n purchase something before payday and then square it up once I’ve been paid Reviewed on: 19th April 2026
Mark 's avatar
Mark

I always used PayPal pay in 3, but then applied for...

5
I always used PayPal pay in 3, but then applied for PayPal credit and im glad i did, it gives more time to pay, i use it for bigger purchases so I have more flexibility. I can treat myself too Reviewed on: 19th April 2026
Gill G's avatar
Gill G

Extremely handy to have

5
So easy to use and keep on top of your spending Reviewed on: 19th April 2026
Carrie J's avatar
Carrie J

Easy to use,everything clear, all the information we...

5
Easy to use,everything clear, all the information well explained Reviewed on: 19th April 2026
Daniel Teodorescu's avatar
Daniel Teodorescu

PayPal has made purchasing goods easy and offer vari...

5
PayPal has made purchasing goods easy and offer various options in which to make payment. Many places accept PayPal and PayPal appears to continue adding new ways in which to assist their customers. Definitely one of my preferred methods of making payments Reviewed on: 19th April 2026
Jay's avatar
Jay

Good and safevtobuse.

5
Good and convinient, This also protects you from fraudsters. Reviewed on: 19th April 2026
Jay M's avatar
Jay M

Paypal is accepted in almost all retail areas that I...

5
Paypal is accepted in almost all retail areas that I shop... Being able to spreed costs help me budget my household income when raising kids. Reviewed on: 19th April 2026
Joanne F's avatar
Joanne F

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