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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146230 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146230)

Faultless experience.

Faultless experience. No problems at all. Reviewed on: 8th June 2026

Recovered payment in full for faulty goods when comp...

Recovered payment in full for faulty goods when company refused a refund. Reviewed on: 8th June 2026

Safe platform for day to day finances

Brilliant platform very easy with prompts to follow, providing easy flowing transfers to friends and family and ways to share bills, in addition the credit fascilities are easy to navigaye with the addition of interest free. Reviewed on: 8th June 2026

I love the app and the financial flexibility it has...

I love the app and the financial flexibility it has given me. It’s also helped me increase my credit score. Reviewed on: 8th June 2026

Ten out of ten reliable company to dwal with

Ten out of ten reliable company to dwal with Reviewed on: 8th June 2026

PayPal Credit has enabled me to purchase things with...

PayPal Credit has enabled me to purchase things without having to use an expensive credit card. It gives me the option of free interest (payments in three) for things I want/need but would be too much to pay completely in one go. Communication is consistent and a helpful reminder when payments are due. Reviewed on: 8th June 2026

Never had issues, smooth from start to finish, eases...

Never had issues, smooth from start to finish, eases the burden for essential purchases. Reviewed on: 8th June 2026

Very pleasant.

Very pleasant. Customer service is especially the strongest aspect. Reviewed on: 8th June 2026

Fantastic customer service and a great easy to use app

I have had to call PayPal in the past and they have excellent customer service. Also think the PayPal credit offer is a brilliant addition. App is also efficient and easy to use. Reviewed on: 8th June 2026

I have had nothing but great experience with paypal

I have had nothing but great experience with paypal Reviewed on: 8th June 2026

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