Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,215 reviews, last reviewed 7th May 2026
2279250% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal everything. PayPal everything....I brush my teeth thinking about PayPal Reviewed on: 7th May 2026
Sam b's avatar
Sam b

Latest lowest rating:

2

Its a trap to get you into debt ,payments aren't ded... Its a trap to get you into debt ,payments aren't deducted out of account when you make them Reviewed on: 6th May 2026
Juliet 's avatar
Juliet
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (100215)

Any issues or questions paypal has answered for me.

5
Any issues or questions paypal has answered for me. It's also an excellent way to pay for things Reviewed on: 19th April 2026
Abiodun A's avatar
Abiodun A

Seamless and Easy Process

5
The application for PayPal Credit was very easy to fill out, all they need was a few bits of information from myself such as income before tax etc with all the information given from me they were able to make a very quick decision and the decision outcome is displayed instantly for you to see no waiting around for any calls or text messages it just comes up your screen and it also reassures you that it does not effect your credit score by simply applying. Reviewed on: 19th April 2026
AP's avatar
AP

Paypal has always backed up there promise on what th...

5
Paypal has always backed up there promise on what they offer and are promoting and with any questions or queries get resolved to 100% satisfaction and understanding Reviewed on: 19th April 2026
Paul Albino's avatar
Paul Albino

Excellent service ease of use secure

5
Excellent service ease of use secure Reviewed on: 19th April 2026
Karl Oliver's avatar
Karl Oliver

I have always received an excellent service, always...

5
I have always received an excellent service, always helpful, sold any issues quickly with excellent customer service and care. Reviewed on: 19th April 2026
Ciara jay 's avatar
Ciara jay

Very easy and helpful , always good for financial em...

5
Very easy and helpful , always good for financial emergencies. Reviewed on: 19th April 2026
Maria M's avatar
Maria M

Great help with my purchases

5
Flexibility with payments. Very satisfied with the 0% interest for the first 4 months Reviewed on: 19th April 2026
Dumitrita A's avatar
Dumitrita A

So convenient and easy to use.

5
So convenient and easy to use. and 100% trustworthy. Reviewed on: 19th April 2026
Dave Owen's avatar
Dave Owen

Good service and great experinnce

5
Good service and great experinnce Reviewed on: 19th April 2026
Virgilio Verallo's avatar
Virgilio Verallo

Best app

5
PayPal has built a strong reputation as one of the most reliable and convenient digital payment services available today. One of its biggest strengths is ease of use—setting up an account is quick, and sending or receiving money takes just a few clicks. Whether you’re paying for online purchases, invoicing clients, or transferring funds to friends, the interface is intuitive and accessible even for beginners. Security is another major advantage. PayPal uses advanced encryption and fraud protection measures, giving users confidence when making transactions. The buyer protection feature is especially valuable, helping resolve disputes and offering refunds if something goes wrong with a purchase. Its global reach is also impressive. PayPal is accepted by millions of businesses worldwide, making international payments simple without needing to deal with complicated bank processes. The ability to link multiple bank accounts and cards adds flexibility, while fast transfers and real-time notifications keep everything transparent. Overall, PayPal stands out as a trustworthy, efficient, and user-friendly payment platform that continues to make managing money online straightforward and secure. Reviewed on: 19th April 2026
Samuel 's avatar
Samuel

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill