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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Use with confidence.Great communication, brilliant app.

Great communication, brilliant app. Easy to contact Reviewed on: 7th July 2026

One of the best in the business experience

One of the best in the business, straight forward, easy to understand and excellent communication throughout Reviewed on: 7th July 2026

Excellent facility.

Excellent facility. Easy to use and such a handy option when shopping online. The Apple Pay functionality makes this the perfect choice. Reviewed on: 7th July 2026

The PayPal app is straightforward

The PayPal app is straightforward to use and understand. The fraud detection appears to be at the right level. Plus the various ways that you can spend payment is class leading. Reviewed on: 7th July 2026

Theiy are fast and quick to respond and also their i...

Theiy are fast and quick to respond and also their interest on borrowing is fair compared to other financial institutions Reviewed on: 7th July 2026

Using PayPal as long as I remember.

Using PayPal as long as I remember. Reliable, easy no bs service! There are several options for cc users. I have recently credited my tech upgrade! Reviewed on: 7th July 2026

Well Done PayPal

I use PayPal a lot its quick convenient and interest is lower than most others Will use more now the card is available Well done PayPal Reviewed on: 7th July 2026

Excellent service

Excellent service, great value for money, easy to use, feel very safe and secure using Pay Pal. Reviewed on: 7th July 2026

Easy to use, never had any issues

Easy to use, never had any issues Reviewed on: 7th July 2026

100% reliable

Reliable and efficient, never a mistake done and never an issue Reviewed on: 7th July 2026

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