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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146227 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146227)

I have never had a bad experience with PayPal.

I have never had a bad experience with PayPal. The customer service team are always helpful. There help articles are always informative. Reviewed on: 8th June 2026

PayPal pay in three

Excellent good payment plans reasonable apr Reviewed on: 8th June 2026

PayPal credi!

I use my PayPal credit for the majority of my purchases. It’s very handy to use and keeps my finances in order. Reviewed on: 8th June 2026

Good customer service, support and variety of connec...

Good customer service, support and variety of connections Reviewed on: 8th June 2026

Paypal the way to pay

Easy to use,quick transactions,always use PayPal Reviewed on: 8th June 2026

Safe, quick & easy, what's not to love!

I find it so convenient and quick & easy to use. And it makes me feel my transactions are safe & protected. I especially love pay in 3 which helps me spread payments for bigger purchases. Reviewed on: 8th June 2026

The choice for everyone

Easy to use and plenty of time to pay back Reviewed on: 8th June 2026

Pay in 3 grear

Pay in 3 great helps spread the cost and gets the goods to the door Reviewed on: 8th June 2026

PayPal credit

Very easy to organise and easy to use. Very convenient for those needy purchases when you least expect them. Flexible repayments too Reviewed on: 8th June 2026

Best there is...

Been using PayPal for years now and I've never had a problem with them that wasn't fixed quickly. They are the best for a very good reason - safe and reliable and easy to use. None of the endless hoops you get from other providers. Reviewed on: 8th June 2026

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