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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

So easy to use and feel safe using it

So easy to use and feel safe using it Reviewed on: 7th July 2026

My query was dealt with fast effectively and profess...

My query was dealt with fast effectively and professionally Reviewed on: 7th July 2026

Their APR is good compared to financial companies.

Their APR is good compared to financial companies. Reviewed on: 7th July 2026

I not had bad experience with PayPal

I not had bad experience with PayPal Reviewed on: 7th July 2026

Paypal credit allows you to get that bag or new top...

Paypal credit allows you to get that bag or new top that might not be able to afford in one payment. Well done PayPal Reviewed on: 7th July 2026

Great all round payment method

I get points for using Paypal and find it so easy to send and receive money. Its well used so can be a good source of payment. The three payments is a great way to pay for more expensive purchases. Reviewed on: 7th July 2026

Very useful when purchasing short term

Very useful when purchasing short term Reviewed on: 7th July 2026

Best option

I always chose to pay with PayPal, feel safe and i have time to pay overtime Reviewed on: 7th July 2026

Super convenient and flexible!

Works seamlessly with PayPal checkout, no extra hassle. Love the interest-free instalment options for bigger buys. Easy to track and manage payments, plus comes with PayPal Buyer Protection. Great for spreading costs without stress! Reviewed on: 7th July 2026

Easy to use offered in multiple places.

Easy to use offered in multiple places.. Reviewed on: 7th July 2026

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