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PayPal: PayPal Credit reviews

4.90
Based on 100,144 reviews, last reviewed 6th May 2026
2276150% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for everyone who pays for stuff online Great for everyone who pays for stuff online Reviewed on: 6th May 2026
Jo R's avatar
Jo R

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026
Terence's avatar
Terence

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (100144)

good and easy to use and secure .

4
good and easy to use and secure ............... Reviewed on: 19th April 2026

PayPal stands out for transforming digital payments...

5
PayPal stands out for transforming digital payments into a simple, secure, and highly reliable experience. Its intuitive interface, combined with transparent transaction tracking and a robust protection system, reduces uncertainty and increases user confidence in every operation. The cost is fully justified by the value delivered: efficiency, global reach, and risk reduction. In addition, its structured customer support further strengthens the platform’s credibility during critical moments. Reviewed on: 19th April 2026

Ease of use

5
The credit service is easy to use and all notifications are timely and clear Reviewed on: 19th April 2026

Always use paypal love it.

5
Always use paypal love it.. like paypal credit Reviewed on: 19th April 2026

I got credit from PayPal , service was efficient and...

5
I got credit from PayPal , service was efficient and great, spoke to the customer service when I needed help and were supportive and great service was provided Reviewed on: 19th April 2026

PayPal is a safe method to buy online ,customer serv...

5
PayPal is a safe method to buy online ,customer service is very reliable and support when need. Reviewed on: 19th April 2026

Great experience.

5
Great experience. Great customer service Reviewed on: 19th April 2026

Easy and convenient and safe.

5
Easy and convenient and safe no need to worry about people stealing your card details as PayPal doesn't share these details with sellers, and I'm protected. So easy to check out online fast and convenient. Reviewed on: 19th April 2026

You can pay in three, get credit and its easy to kee...

5
You can pay in three, get credit and its easy to keep up with what you spend via the app Reviewed on: 19th April 2026

A Positive Partnership

5
PayPal has always been an excellent service for me in my ability to use it along side eBay. It has never let me down and has consistently been easy to use and transparent. The website is uncluttered, always working and the communication is first class. Other companies could learn from their service and assistance. Reviewed on: 19th April 2026

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