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PayPal: PayPal Credit reviews

4.73
Based on 146,206 reviews, last reviewed 29th Jun 2026
4382850% increase in 5 star reviews
in the past 90 days
12600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026
Graham M's avatar
Graham M

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026
Missvgrey's avatar
Missvgrey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146220)

Best way to securely buy with confidence...

5
I buy most everything through PayPal & have done for many years. I feel it’s a safe & secure transaction platform. I have used the customer services too & they took up my case & sorted it out with a supplier. I will continue to use them for my purchases Reviewed on: 8th June 2026

PayPal's got your back!

5
PayPal is convenient and my experience with the customer service has been excellent. I had an issue with a vendor whom I paid but did not receive my service. Paypal helped me tremendously and I got my money back Reviewed on: 8th June 2026

Instantly got PayPal credit.

5
Instantly got PayPal credit. It’s a brilliant facility, I love it! Reviewed on: 8th June 2026

Use paypal credit a lot for my bigger purchases, eas...

5
Use paypal credit a lot for my bigger purchases, easy to use, very clear, fair and makes my life easier Reviewed on: 8th June 2026

First class service

5
Quick & easy app & always feel safe & confident using pay pal & clear showing of transactions Reviewed on: 8th June 2026

Very informative and easy to use, cannot recommend e...

5
Very informative and easy to use, cannot recommend enough!!! Reviewed on: 8th June 2026

Easygoing interest free payments

5
I love the ease and safety of using the pay pal app and whe I make a larger sum payment I opt for the 3 interest free payment to spread the cost Reviewed on: 8th June 2026

PayPal has been great for all my retail transactions

5
PayPal has been great for all my retail transactions Reviewed on: 8th June 2026

PayPal is my main online payment platform.

5
PayPal is my main platform making payments online.I find it safe an easy. Reviewed on: 8th June 2026

Paypal has thus far been very reliable and makes me...

5
Paypal has thus far been very reliable and makes me trust the making business via them is secured. I tend to select PayPal for most, if not all my online shopping being confident I will get support from them. Reviewed on: 8th June 2026

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