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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

So easy to use

So easy to use and tells you exactly when stuff is due Reviewed on: 7th July 2026

Happy Days

I have been a customer for many years and the service and terms are excellent Reviewed on: 7th July 2026

Have loved my years of service from PayPal

Have loved my years of service from PayPal Reviewed on: 7th July 2026

services

Very happy for all PayPal services Reviewed on: 7th July 2026

collecting points.

I like paypal+ and the chance to collect points. They added up really quickly and I was able to pay using them on a big ticket item! Reviewed on: 7th July 2026

What's not to like!

I always use PayPal for purchases. I particularly like the pay in 3 agreement and the credit for larger purchases. Any issues with purchases are rectified very quickly. The customer service is outstanding. PayPal helps me buy items that I normally could not afford. Reviewed on: 7th July 2026

PayPal credit is amazing, quick to access and clear...

PayPal credit is amazing, quick to access and clear instructions on how to use it. It also has a credit card that you can use if you take it shopping with you! Reviewed on: 7th July 2026

PayPal is a great way to send and receive money online.

PayPal is a great way to send and receive money online. It's easy to use, secure, and accepted by many websites and businesses around the world. Whether you're shopping online, paying someone, or getting paid for work, PayPal makes the process quick and convenient. It's a reliable service that many people trust for their everyday online payments Reviewed on: 7th July 2026

Easy to use, can use anywhere.

Easy to use, can use anywhere. Good offers also Reviewed on: 7th July 2026

Very good all over easy and safe to use

Very good all over easy and safe to use Reviewed on: 7th July 2026

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