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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146214 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146214)

Very helpful .

This has been very helpful to me as when I need to buy anything and finance are stretched temporarily . Reviewed on: 8th June 2026

Really easy app to use, excellent safety features an...

Really easy app to use, excellent safety features and good credit terms Reviewed on: 8th June 2026

Great service

Really easy to set up and use. Added to Apple wallet easily. Used overseas no issues. Reviewed on: 8th June 2026

Never had any problems with paying in and great that...

Never had any problems with paying in and great that you remind me to pay on time Reviewed on: 8th June 2026

Easy and affordable finance options.

Easy and affordable finance options. Feels safe using paypal Reviewed on: 8th June 2026

Money when I need it

Money when I need it and the pay in three means I don't mount up debt as it's paid off over 3 months Reviewed on: 8th June 2026

Ive had nothing but a brilliant experience with payp...

Ive had nothing but a brilliant experience with paypal credit. I often use the pay over 4months option. As its convenient and no interest. So helps me budget better. Reviewed on: 8th June 2026

Simple to use and plenty of benefits

Simple to use and plenty of benefits Reviewed on: 8th June 2026

A service you can rely on

Quick, easy, not challenging or difficult. Not left with any doubts or uncertainty. Excellent Reviewed on: 8th June 2026

Never any issues.

Never any issues. Always accurate. Reviewed on: 8th June 2026

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