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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Credit made easy

Quick decision, clear terms and easy to manage Reviewed on: 7th July 2026

Paypal finance is great for online purchasing

Paypal finance is great for online purchasing Reviewed on: 7th July 2026

Hassle free credit.

Hassle free credit. It’s bn very helpful to me and my family Reviewed on: 7th July 2026

I’ve had a good experience using PayPal Credit.

I’ve had a good experience using PayPal Credit. The application process was straightforward, and it has been a convenient way to spread the cost of larger purchases. Payments are easy to manage through the app and website, and I receive clear reminders about due dates. The interest-free promotional offers, when available, have been particularly useful as long as payments are made on time. Overall, it’s been a reliable and convenient credit option for my needs. Reviewed on: 7th July 2026

It’s a good product.

It’s a good product but it would really be responsible of me to recommend a credit product to anyone. Reviewed on: 7th July 2026

Always easy to manage.

Always easy to manage. Feel save when use paypal as payment method. Flexible with options . Reviewed on: 7th July 2026

No1 choice for paying online.

Well I've been using PayPal credit for a few years now. I guess if you see a bargain and you can pay in 3 on PayPal it's good. Tho I have to remember that at some point these payment auto come out of the bank. It's helped me get the things I want for fantastic prices. It is my No1 choice for paying online. Also have a few things on buy now pay no interest for 4 months . And I just pay a direct debit payment each month.. Reviewed on: 7th July 2026

Quick and easy.

Quick and easy. All questions answered and in a understandable way. All details on app so easy to keep track Reviewed on: 7th July 2026

Never had a problem way & understandable

Never had a problem way & understandable Reviewed on: 7th July 2026

PayPal's got your back.

I was buying from abroad and knowing that PayPal had my back should things go wrong was reassuring. Also the fact that I had spread my payments gave me more confidence in buying. Reviewed on: 7th July 2026

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