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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Convenient Covers more areas of banking now which...

Convenient Covers more areas of banking now which are very helpful Reviewed on: 7th July 2026

Easy to set up and quick.

Easy to set up and quick. And offers made are very good Reviewed on: 7th July 2026

A new credit

PayPal credit is a twist on normal credit. It is quick and easy with a flexible approach unlike other lenders. Reviewed on: 7th July 2026

Excellent Service

Easy to use app and good of knowing you have the backing of Paypal customer service A+++++++++++++++ Reviewed on: 7th July 2026

Never have had a problem with PayPal,, quick to resp...

Never have had a problem with PayPal,, quick to respond refunding if you have been scammed ,, you get points if you use your card which is good, love the app, Reviewed on: 7th July 2026

Very helpful and efficient way of purchasing larger...

Very helpful and efficient way of purchasing larger items Reviewed on: 7th July 2026

Easy, quick, safe.

Easy, quick, safe. It's great to have the options of. borrowing at 0 interest. Reviewed on: 7th July 2026

Flexible

PayPal offer ranges of flexibility for me in times I'm tight on a budget and it comes to my aid as if on a rescue mission Reviewed on: 7th July 2026

Great product

Easy and quick to use- Never any hassle with payments. Reviewed on: 7th July 2026

Very useful at many retailers and physical card is a...

Very useful at many retailers and physical card is a good thing as well , I like rewards system also Reviewed on: 7th July 2026

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