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PayPal: PayPal Credit reviews

4.90
Based on 100,024 reviews, last reviewed 6th May 2026
2270750% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

4 months with no interest very good offet Good offer without interest. It help family to buy item who can't pay all in one gone. Reviewed on: 6th May 2026
Mrs S's avatar
Mrs S

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026
Terence's avatar
Terence

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100024)

carefree credit

5
Nothing bad to say, easy and carefree credit Reviewed on: 19th April 2026

My experience with PayPal has been very positive ove...

5
My experience with PayPal has been very positive overall. The platform is user-friendly, secure, and makes both domestic and international transactions seamless. I particularly appreciate the speed of transfers and the added layer of buyer protection, which gives confidence when making payments online. Customer support has been responsive when needed. However, clearer communication regarding fees and occasional delays would further improve the experience. Reviewed on: 19th April 2026

Love using PayPal, everything is so easy

5
Love using PayPal, everything is so easy Reviewed on: 19th April 2026

I can always count on quick purchases when needed.

5
I can always count on quick purchases when needed. Perfect operation and fast delivery. I recommend it. Reviewed on: 19th April 2026

Paypal very easy to use.

5
Paypal very easy to use. The app is user friendly. Lots of perks amd good calie for money Reviewed on: 19th April 2026

Pay pal simple to usd

5
Convenient way to make payments. Pay in three very convenient and simple to set up, as a way of spreading the cost of high value purchases Reviewed on: 19th April 2026

Can’t recommend more! Secure, trusty and very easy!

5
I been with Paypal for over 10 years and with time it’s just got better and better. The payment options and set up is so easy. The most great thing is that it’s secure and I can send or request money without reviewing my bank account! It’s always excellent in many ways than one! Reviewed on: 19th April 2026

Best platform in issues that has got to do with mone...

5
Best platform in issues that has got to do with money retrieval from merchants when they fail to provide proper service. You always know you are secured when you use PayPal Reviewed on: 19th April 2026

easy and safe

5
its so easy and safe so easy to use for every ine Reviewed on: 19th April 2026

All great and as it should , easy to pay...

5
All great and as it should , easy to pay no hassle Reviewed on: 19th April 2026

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