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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146193 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146193)

Quick and easy to apply.

It was very quick and easy to apply for the PayPalcl credit. All of the information was where I needed it and the Terms and Conditions are clear to follow. Reviewed on: 8th June 2026

Any problems are sorted out quickly.

Any problems are sorted out quickly. I use Paypal & have a Pay Pal Credit account. Interest charged is fair. Reviewed on: 8th June 2026

Affordable Flexibility

PayPal Credit is a flexible and affordable way to spread the cost of purchases, and I really appreciate how easy it is to use at checkout. The only downside is that customer service can be a bit challenging to access at times, which can make resolving issues slower than l'd like. Overall, though, it's a convenient option if you want more control over how you pay. Reviewed on: 8th June 2026

Easy to use

Very easy to use with clear instructions and a great app Reviewed on: 8th June 2026

It has a wonderful experience so far

It has a wonderful experience so far Reviewed on: 8th June 2026

Fantastic and super easy to use and pay for online i...

Fantastic and super easy to use and pay for online items. Reviewed on: 8th June 2026

Seamless.

Seamless. Makes spreading payments so easy. I use it for everything over a given value. Reviewed on: 8th June 2026

PayPal is a trusted payment platform for both online...

PayPal is a trusted payment platform for both online shopping and personal money transfers. Reviewed on: 8th June 2026

Only ever had good experiances a simple and safe way...

Only ever had good experiances a simple and safe way to buy,sell anything with options to spread out payments when your budjet is tight a provider you can trust with your money. Reviewed on: 8th June 2026

PayPal: It’s smart and it feels safe

I feel secure using PayPal, and I trust them to take care with my money. Reviewed on: 8th June 2026

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