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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Great customer service

Great customer service and app is very user friendly Reviewed on: 7th July 2026

I was using PayPal for sometime and I am happy the s...

I was using PayPal for sometime and I am happy the service that I received. Reviewed on: 7th July 2026

Easy to use

Easy to use and is available for almost everything Reviewed on: 7th July 2026

Stress free credit

Paypal credit has been so easy and hassle free to use with flexible repayments Reviewed on: 7th July 2026

Recommended credit option

PayPal credit has always been reliable and easy to administer Reviewed on: 7th July 2026

Paypal has been my saviour in buying stuff I really...

Paypal has been my saviour in buying stuff I really desire but don't have enough money to pay for it outrightly but with their pay in 3 and buy now pay in 4 months, I have been able to purchase so many things. Reviewed on: 7th July 2026

Love PayPal credit would recommend to other people

Love PayPal credit would recommend to other people Reviewed on: 7th July 2026

Its easy to use the services online

Its easy to use the services online Reviewed on: 7th July 2026

Easy to set up

Easy to set up aand notified when payments are due Reviewed on: 7th July 2026

PayPal has seamless and user friendly check out in m...

PayPal has seamless and user friendly check out in most online stores like Shein & co. Reviewed on: 7th July 2026

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