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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,960 reviews, last reviewed 6th May 2026
2267950% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is great, breaks down big payments for... PayPal credit is great, breaks down big payments for 4 months interest free Reviewed on: 6th May 2026
Luiza S's avatar
Luiza S

Latest lowest rating:

2

Poor service / payment standards and website. Cant get to speak to a real person when wanting to know about a payment. Important point you try to save money on staff costs BUT the bot based assis... Read more Reviewed on: 6th May 2026
Richard Davies's avatar
Richard Davies
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99960)

It’s really easy to use, excellent service when I ha...

5
It’s really easy to use, excellent service when I have call for help. Results for sorting out any issues are resolved straight away. Love using 3 payments interest free. Reviewed on: 19th April 2026
Wendy S's avatar
Wendy S

I honestly love paypal

5
I honestly love paypal helped me out so many times Reviewed on: 19th April 2026
Shaun Simpson's avatar
Shaun Simpson

Easy to use, good credit, good customer support

5
Easy to use, good credit, good customer support Reviewed on: 19th April 2026
Kristina s's avatar
Kristina s

Best retail finance provider

5
I’ve been with PayPal for approximately 9 years now & they have always provided great customer service, their products are also great! Reviewed on: 19th April 2026
Deborah O's avatar
Deborah O

I have had no issues with paypal

5
I have had no issues with paypal Reviewed on: 19th April 2026
Hermoso-Boyd Lee's avatar
Hermoso-Boyd Lee

Paypal his very Relieable way to pay for goods Exce...

1
Paypal his very Relieable way to pay for goods Excellent custormer service 10 out of 10 Reviewed on: 19th April 2026
Alan s's avatar
Alan s

Excellent service!

5
PayPal has been excellent in times when I’ve needed to make purchases, good customer service and are there if any problems have arisen with my order. Reviewed on: 19th April 2026
Venus's avatar
Venus

The experience is very good I would like to increase...

5
The experience is very good I would like to increase my credit Reviewed on: 19th April 2026
kennedy chukwuma's avatar
kennedy chukwuma

Easy to use and clear to what your payments are

4
Easy to use and clear to what your payments are Reviewed on: 19th April 2026
Lee b's avatar
Lee b

Highly recommended money manager

5
Superb way to spread costs short-term without overspending or over committing. Easy to manage via App. Feels secure and trustworthy when paying online. Reviewed on: 19th April 2026
Judith N's avatar
Judith N

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