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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146159 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146159)

its an excellent way to pay and very flexible

its an excellent way to pay and very flexible Reviewed on: 8th June 2026

Most secure way to pay

Very happy with all aspects of paypal Reviewed on: 8th June 2026

Great just got better

Always there when you need it, convenience at no extra cost.... And a virtual credit card too! Reviewed on: 8th June 2026

PayPal is my number 1 trusted way to pay and finance...

PayPal is my number 1 trusted way to pay and finance purchases. Always hassle free, reliable and widely accepted almost everywhere. Reviewed on: 8th June 2026

Highly recommend Paypal credit

I’ve used PayPal credit for many years and never had any problems. Easy to use, PayPal is available as an option on many platforms for payment, and good options such as interest free periods for purchases over a certain amount. The only downside is you don’t have a physical card for in-person purchases but they have recently introduced a virtual card. I haven’t applied for this yet so can’t comment on it. The app is also easy to use and communications are clear Reviewed on: 8th June 2026

Convenient

Easy access and easy to use. You can use it in most of the transactions. And your money is safe if there's a problem with your transactions and payments.. Reviewed on: 8th June 2026

App on smartphone easy to use

Clear information on app. Options to repay purchases over different terms appreciated. Reviewed on: 8th June 2026

Never had any problems.

Never had any problems. Everything's really simple to use and the customer service is excellent Reviewed on: 8th June 2026

PayPal..

I use PayPal on a regular basis, I use the interest free pay in 3 also the PayPal credit where you can spread the cost interest free over 4 months. Reviewed on: 8th June 2026

Clear info, easy app.

Clear info, easy app. Different options; credit, pay in 3, long term. Reviewed on: 8th June 2026

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