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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

PayPal credit has helped me seemlessly pay for large...

PayPal credit has helped me seemlessly pay for large purchases over time. Reviewed on: 7th July 2026

Can be confusing on different offers and have previo...

Can be confusing on different offers and have previously.lost out on interest free options being used on different credit. Reviewed on: 7th July 2026

PayPal credit

Very pleased with PayPal used it for years Reviewed on: 7th July 2026

Versatile and flexible, so easy to use

The app makes paying for goods and services so easy and the new debit and credit cards means I can use PayPal much more widely. Managing my finances using the app is clear and simple. The 4 months interest free on purchase over £99 gives even more flexibility when budgeting for larger items. Everything i need to know can usually be found via the app. On the one occasion I needed to contact them I got an immediate response. Reviewed on: 7th July 2026

I like that I have 4 months to pay back and now cre...

I like that I have 4 months to pay back and now credit card. Reviewed on: 7th July 2026

I have used PayPal since 10 years now and I am reall...

I have used PayPal since 10 years now and I am really happy and safe using it , if any issues , they will resolve it quickly . Reviewed on: 7th July 2026

Easy to use service have been a customer for a numbe...

Easy to use service have been a customer for a number of years now Reviewed on: 7th July 2026

Never had any problems with PayPal,

Never had any problems with PayPal, it works and is always there when you need it. Always adding different ways to pay or forms of payment. Reviewed on: 7th July 2026

I've been using PayPal for many years and I've never...

I've been using PayPal for many years and I've never had any issues with transactions and I've always had confidence purchasing items safely.Ive used competitors such as klarna and I've been scammed in the past with no cover from Klarna and the customer service was hurendus. I would definitely recommend using PayPal Reviewed on: 7th July 2026

I absolutely love PayPal the security and seamless p...

I absolutely love PayPal the security and seamless process is undoubtedly second to none. Reviewed on: 7th July 2026

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