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PayPal: PayPal Credit reviews

4.90
Based on 99,809 reviews, last reviewed 6th May 2026
2261050% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit is very easy to use. Paypal credit is very easy to use. Give you more ways to pay for item and pay later. It has been a very good experience using paypal credit Reviewed on: 6th May 2026
Samuel Y's avatar
Samuel Y

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (99809)

PayPal is an easy convenient way to pay, the take 3...

5
PayPal is an easy convenient way to pay, the take 3 allows you to spread the cost for payments increasing affordability on purchases Reviewed on: 18th April 2026

Easy to handle and low APR and has an amazing interf...

5
Easy to handle and low APR and has an amazing interface Reviewed on: 18th April 2026

Fast & convenient send/receive money in seconds.

5
Fast & convenient – send/receive money in seconds. Widely accepted – works on loads of websites and marketplaces. Buyer protection – if you get scammed buying something, you can get refunded. Reviewed on: 18th April 2026

I have good experience with PayPal and also provide...

5
I have good experience with PayPal and also provide simple and easy steps to any types of service. Reviewed on: 18th April 2026

HAPPY USER OF PAY PAL ....

5
Had an isssue with a purchase not been delivered after going back and forth with the seller with no luck , Pay pal sorted it within days and happy to say got my refund . Also pay pal credit is good interest not too bad . Reviewed on: 18th April 2026

I love the flexibility of PayPal, also easy to use.

5
I love the flexibility of PayPal, also easy to use. Reviewed on: 18th April 2026

Its so easy to use want to buy online it all done i...

5
Its so easy to use want to buy online it all done in 2 steps Reviewed on: 18th April 2026

I love that I can use it almost everywhere.

5
I love that I can use it almost everywhere. Reviewed on: 18th April 2026

Excellent service.

5
Excellent service. 3 month payment without interest charges is perfect. One can set up a direct debit to avoid missing payments!! Reviewed on: 18th April 2026

Easy to deal with and doesn’t take long to get stuff...

5
Easy to deal with and doesn’t take long to get stuff sorted and nearly everywhere uses PayPal now Reviewed on: 18th April 2026

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