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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,724 reviews, last reviewed 6th May 2026
2257000% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wouldn’t use any other provider. Wouldn’t use any other provider. Great customer service and easy way to pay Reviewed on: 6th May 2026
SC's avatar
SC

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (99724)

Great experience great company very handy to use qui...

5
Great experience great company very handy to use quick withdrawals and quick payment methods Reviewed on: 18th April 2026
Shane F's avatar
Shane F

Piece of Cake

5
easy to setup and use, good credit limit and timely reminders Reviewed on: 18th April 2026
Mitesh Shanbhag's avatar
Mitesh Shanbhag

Very helpful service

5
PayPal Credit is very easy to use and helpful for online shopping. I like the flexibility to pay later. The app is simple and works well. I am happy with the service. Reviewed on: 18th April 2026
Lamiaa M's avatar
Lamiaa M

It’s convenient and safely using PayPal on any onlin...

5
It’s convenient and safely using PayPal on any online purchases and if have problems arise they can sort out quickly. Reviewed on: 18th April 2026
Eduardo Navarro 's avatar
Eduardo Navarro

I like paypal but sometimes takes long time to show...

4
I like paypal but sometimes takes long time to show transactions and sometimes is not working on apply payment Reviewed on: 18th April 2026
Vahid's avatar
Vahid

I use PayPal credit ....

4
I use PayPal credit and just wish that the fees were less.Otherwise I frequently trust Paypal Reviewed on: 18th April 2026
Carol Ann's avatar
Carol Ann

Very good app very simple to understand.

5
Very good app very simple to understand. Reviewed on: 18th April 2026
Dilwara R's avatar
Dilwara R

It’s very convenient and reliable

5
It’s very convenient and reliable Reviewed on: 18th April 2026
ASIM S's avatar
ASIM S

Paypal credit must have.

5
Paypal credit saves my life. With the offers available as well and very helpful customer support service I highly recommend having it. I had it for ages and never have any problems. Reviewed on: 18th April 2026
Shannen V's avatar
Shannen V

Superb service

5
Anytime I've contacted them they've been extremely helpful Reviewed on: 18th April 2026
Sara PR's avatar
Sara PR

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