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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146123)

I use PayPal for nearly everything because I can cla...

5
I use PayPal for nearly everything because I can claim my money back Reviewed on: 8th June 2026

It works fine and I like the physical card that came...

5
It works fine and I like the physical card that came with it. Now it’s much easier to use credit if I need it. Reviewed on: 8th June 2026

Always easy to use, any issues Customer service are...

5
Always easy to use, any issues Customer service are happy to help Reviewed on: 8th June 2026

Great service and really easy to use !

5
Using PayPal for years any don’t have any complaints about them whatsoever! Really trustful and easy to use ! Reviewed on: 8th June 2026

PayPal are the most reliable and reputable company o...

5
PayPal are the most reliable and reputable company out there. They offer excellent products. Customer service is excellent. The app is so easy to use. Everything is within control of your fingertips Reviewed on: 8th June 2026

I find it really easy to use & pay for things or tra...

5
I find it really easy to use & pay for things or transfer money plus have the credit card Reviewed on: 8th June 2026

Credible service

5
Very clear and transparent service. PayPal has credible reputation, they have few options to choose from which is nice to have. Reviewed on: 8th June 2026

Yes please

5
Yes its pretty good and long winded who wants to write a review anyway Reviewed on: 8th June 2026

My PayPal & Me.

5
I use PayPal credit for all my online purchases £100+ & always use the 0% over 4 months option. It's flexibility is what attracts me the most. Reviewed on: 8th June 2026

PayPal credit is easy to use and easy to keep track of.

5
PayPal credit is easy to use and easy to keep track of. Payments are quick and simple to make. Reviewed on: 8th June 2026

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