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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,640 reviews, last reviewed 6th May 2026
2252900% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like using the credit app , monthly payments I like using the credit app , monthly payments Reviewed on: 6th May 2026
Piasta T's avatar
Piasta T

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (99640)

PayPal is a trusted and reputable financial provider.

5
PayPal is a trusted and reputable financial provider. Their platform is user friendly, efficient and secure. Reviewed on: 18th April 2026
P McQ's avatar
P McQ

Good bank

5
Good bank been with for years good for online purchases. Used credit card to make a phone purchase in an installment plan Reviewed on: 18th April 2026
andrew gibb's avatar
andrew gibb

Very professional , the future of school

4
Very professional , the future of school Reviewed on: 18th April 2026
Robert B's avatar
Robert B

Excellent service and always answered my questions

5
Excellent service and always answered my questions Reviewed on: 18th April 2026
Sanjay P's avatar
Sanjay P

Every time I use PayPal is a positive experience.

5
Every time I use PayPal is a positive experience. Reviewed on: 18th April 2026
Terry's avatar
Terry

It’s been a wonderful experience using pay pal over...

5
It’s been a wonderful experience using pay pal over the years and they have the best credit card one can ever get with the best rate and that is the only credit card I have Reviewed on: 18th April 2026
okeke jordan's avatar
okeke jordan

Paypal leverage option of 0% in 4 payments which is...

5
Paypal leverage option of 0% in 4 payments which is really helpful at the time of need . Also PayPal credit seems very useful for same Reviewed on: 18th April 2026
Shan's avatar
Shan

It's one of the simplest and best service from a dig...

5
It's one of the simplest and best service from a digital payments service. Reviewed on: 18th April 2026
Varma's avatar
Varma

Happy customer, no complaints, good offering of serv...

5
Happy customer, no complaints, good offering of services and rewards for using service Reviewed on: 18th April 2026
Michael D's avatar
Michael D

Ive always been impressed with PayPal services, and...

5
Ive always been impressed with PayPal services, and their customer service up to date. Reviewed on: 18th April 2026
Marc B's avatar
Marc B

Review PayPal: PayPal Credit now

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