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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Excellent, always helpful and great back to have.

5
Excellent, always helpful and great back to have. Reviewed on: 7th July 2026

EXCELLENT FINANCIAL PRODUCT

5
using PAYPAL CREDIT gives me total confidence and amazing flexibility. Press a button and my wallet seamlessly appears. I feel that I'm home - PayPal takes over efficiently manages my transaction. No one has access to my private card details. The transaction feels safe and secure. The website is clear and simple to use. I use PayPal Credit for all of my online transactions and need no other services from any other cards. Reviewed on: 7th July 2026

PayPal the easy secure way to credit

5
PayPal is an easy and highly secure way of conducting all money transactions.. hassle free .I wouldn't consider any other option with it's brilliant security and backup as well as being accepted everywhere Reviewed on: 7th July 2026

Excellent credit option

5
Easy to access, safe to use, paypal is the most secure way of spending and prevents scams, gives me peace of mind Reviewed on: 7th July 2026

Annnnnaa

5
I like it :) it’s a lot ;) Great company with excellent service. The team is professional, helpful, and always willing to assist. Everything is handled efficiently, and the overall experience has been very positive. I would definitely recommend PayPal to others. Reviewed on: 7th July 2026

Your service is seamless, every time I had an issue,...

5
Your service is seamless, every time I had an issue, getting it resolved was so easy. I have been using your service for more than a decade and I am still to find something that I do not like about you service and products. Reviewed on: 7th July 2026

High five to paypal

5
Paypal feels ‘comfortable’ never had any issues with anything, that I can remember. If there had been any over the years it’s been simply!! Reviewed on: 7th July 2026

Excellent

5
I always use PayPal and their customer service is second to none! Reviewed on: 7th July 2026

Good service would like more reminders or support fo...

4
Good service would like more reminders or support for a suggested repayment plan. Reviewed on: 7th July 2026

PayPal credit

5
I have found it very easy to use and manage Reviewed on: 7th July 2026

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