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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Excellent service

I’ve been using PayPal credit for my online purchases for a long time because it gives security knowing my transactions are safe and it gives extra time to spread larger purchases out. Reviewed on: 7th July 2026

Interest free credit purchases

I normally you 4.months interest free and pay in three installments. Helps to make purchases without paying interest Reviewed on: 7th July 2026

All round excellence

All round excellence. Reliable customer service, no nonsense support rectify problems with any payments very quickly Reviewed on: 7th July 2026

I depend heavily on PayPal

I depend heavily on PayPal to assist in my finance and have the extra things o need Reviewed on: 7th July 2026

I have been using PayPal over 10 years Its really be...

I have been using PayPal over 10 years Its really best choice to pay through PayPal I feel more safer to choose PayPal Also.PayPal offers me intrest free shopping upto 4 months Reviewed on: 7th July 2026

No brainer

Never had any problems. Using paypal Reviewed on: 7th July 2026

Happy customer

Excellent and most secure online payment method Reviewed on: 7th July 2026

Great app! Very use friendly

Find it really easy to use - and also it’s handy for when you don’t have your card to hand- also for splitting larger payments or for ordering a large amount of clothes - trying them on and then sending back what you don’t need. Reviewed on: 7th July 2026

Satisfied Customer

I have been offered a pay in 3 suspended at some point and reinstated after I worked on what was required. I see this as a fair way of treating customers by PayPal Reviewed on: 7th July 2026

Easy to use.

Easy to use. Just wish the money was taken from my bank account instantly instead of days later. Reviewed on: 7th July 2026

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