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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99561 reviews)

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4.90

Based on 99,561 reviews, last reviewed 6th May 2026

2249250% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Extend your credit Allows me to spread payment. Easy to setup and administer. Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99561)

Unexpected circumstances, paypal helped

Always wonderful, I remember when I had to make unplanned travelling and PayPal help paying for flight with installment repayment Reviewed on: 18th April 2026

Using PayPal over 10 years

Using PayPal over 10 years, very reliable and friendly. Reviewed on: 18th April 2026

Every time I need help and advice they are ready to...

Every time I need help and advice they are ready to help Reviewed on: 18th April 2026

Brilliant service.

Brilliant service. Very fast and secured. Reviewed on: 18th April 2026

Overall good!

Overall good! Very helpful… whenever you need to spread the cost Reviewed on: 18th April 2026

Great experience.

Great experience. Really easy to use Reviewed on: 18th April 2026

Easy to use, know what is expected from you and PayPal.

Easy to use, know what is expected from you and PayPal. Excellent service Reviewed on: 18th April 2026

I was happy that they help me resolve my issues...

I was happy that they help me resolve my issues Reviewed on: 18th April 2026

Never had any problems with pal pay smooth transacti...

Never had any problems with pal pay smooth transactions and excellent customer service Reviewed on: 18th April 2026

Easy and fast to apply.

Easy and fast to apply. Approved just as quick. Great to have the option of using it for interest free purchases when offered like the furniture I bought from argos. Managing through the app is a breeze and the ability to pay more than the set amount as and when. Reviewed on: 18th April 2026

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