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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99445 reviews)

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4.90

Based on 99,445 reviews, last reviewed 6th May 2026

2244050% increase in 5 star reviews

in the past 90 days

6350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always available to use and it's great to spread the... Always available to use and it's great to spread the cost on higher value purchases. Always use PayPal as my way to pay. Reviewed on: 6th May 2026

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99445)

Very easy to use app and great customer support

Very easy to use app and great customer support Reviewed on: 18th April 2026

Fantastic service and easy to use

Fantastic service and easy to use Reviewed on: 18th April 2026

I’ve been using PayPal Credit for a while and it’s good

I’ve been using PayPal Credit for a while and it’s been helpful for spreading the cost of purchases, especially with the promotional interest-free periods. It’s quick to set up and easy to use at checkout, which makes it convenient when you don’t want to pay everything upfront. However, it’s also very easy to rely on it too much. If you’re not careful, the balance can build up quickly and the interest rates after the promotional period are quite high. The app does show what you owe, but I think it could be clearer about deadlines and repayments. Overall, it’s a good option if you’re disciplined and keep track of payments, but I wouldn’t recommend it for anyone who struggles with budgeting or impulse spending. Reviewed on: 18th April 2026

Amazing service and safe

Amazing and use PayPal for all my pay outs Reviewed on: 18th April 2026

Reliable

Was very easy to borrow after years of being rejected. With few clicks, it was done. Reviewed on: 18th April 2026

Very good app easy pay in 3 system, and great 4 mont...

Very good app easy pay in 3 system, and great 4 month intrat free if over 100 quid great service in my opinion Reviewed on: 18th April 2026

I am technophobic but using the system was an absolu...

I am technophobic but using the system was an absolute pleasure. Reviewed on: 18th April 2026

I have so many cases with the seller and PayPal are...

I have so many cases with the seller and PayPal are all ways make sure they seller me Refund in time You're a very successful case close. Reviewed on: 18th April 2026

Its a great company with exellent worker

Its a great company with exellent worker Reviewed on: 18th April 2026

Good fast service.

Good fast service. I'm very satisfied with. Reviewed on: 18th April 2026

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