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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146006)

Easy to use Paypal

5
Had no problem with PayPal any discrepancies has been sorted out fairly Reviewed on: 8th June 2026

I really like PayPal and PayPal credit because it's...

5
I really like PayPal and PayPal credit because it's peace of mind when I pay through PayPal Reviewed on: 8th June 2026

PayPal is fab

5
I already wrote a long review but then the verification process didn't work and I am not writing it out again, sorry Reviewed on: 8th June 2026

Reliable

5
Very serious and very reliable for someone who wants to send money abroad or to buy things on credit Reviewed on: 8th June 2026

Prompt payment and refunds.

5
Prompt payment and refunds. Very simple and easy to use. Reviewed on: 8th June 2026

Easy to credit facility...

5
Easy to use credit available within your repayments seamless once set up Reviewed on: 8th June 2026

It’s so easy to use.

5
It’s so easy to use. Sending and receiving money. Reviewed on: 8th June 2026

Efficient service

5
Efficient and quick and informative Reviewed on: 8th June 2026

Most secure online payment

5
Been a PayPal customer for years and can honestly say I have never had a problem with them, in my opinion it’s the most secure way to purchase items on line Reviewed on: 8th June 2026

Confident and Safe

5
I find Paypal transparent and honest. I feel confident that my transactions are secure and that if I have any problems, they will do their utmost to help. Paypal is my preferred way to pay. Reviewed on: 8th June 2026

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