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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

My trusted financial friend- PayPal

I use PayPal mainly as a protection for myself when buying online. I have only used the PayPal credit once. Spreading the payments of a slightly larger purchase over 3 months. What was fabulous about this, is that the payments didn’t spread over many months and it was interest free!! It just spread the payments enough to not have a large initial outlay. In my opinion this 3 month window was perfect. It might be worth considering 3-6 months.. but definitely no more than 6 months, if interest free is still offered! Well done PayPal Reviewed on: 7th July 2026

Excellent

i have only ever had 1 issue and it was resolved quickly Reviewed on: 7th July 2026

Years of convenient online payment

Years of convenient online payment, no fuss sharing of money between friends and family. Reviewed on: 7th July 2026

Great value and easy to access, the sign up was stra...

Great value and easy to access, the sign up was straight forward and it was easy to set up and manage Reviewed on: 7th July 2026

PayPal offers a variety of services to suit your nee...

PayPal offers a variety of services to suit your needs at limited costs to meet my needs. Thanks. Reviewed on: 7th July 2026

Great service

Everything is explained clearly and in a way that is easy to understand. You are kept informed on when payments are due and they come out the bank on time. Reviewed on: 7th July 2026

Easy to use and understand.

Easy to use and understand. I applied for PayPal credit and got a decision quickly would highly recommend. Reviewed on: 7th July 2026

Always there when you need it, for that wanted or un...

Always there when you need it, for that wanted or unexpected purchase Reviewed on: 7th July 2026

I been using PayPal for 15 years now,started with eb...

I been using PayPal for 15 years now,started with ebay as security method of payment.Now I am using it on day to day payments everywhere Really reliable,easy access and flexible Reviewed on: 7th July 2026

I always used PayPal for ebay shopping and it was ea...

I always used PayPal for ebay shopping and it was easy to use. Reviewed on: 7th July 2026

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