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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145895 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145896)

10/10 company, I have a very happy user!

I have only had one issue with PayPal which was due to the lack of clarity when applying for credit. this was immediately rectified & is now MUCH clearer through out the whole process! 10/10 company! Reviewed on: 8th June 2026

Paypal credit is is excellent because of Its ease of...

Paypal credit is is excellent because of Its ease of use and the option to spread the payments when you need to shop but don't have enough funds in your bank account. It's always been a friend I can rely on. Reviewed on: 8th June 2026

Nice option Vs standard cards and user interface clear

Nice option Vs standard cards and user interface clear Reviewed on: 8th June 2026

A card to have with you all the time

Very simple to use, easy to see what you are spending. Can be used on a multitude of retailers and is also compatible with Apple Pay, superb. Reviewed on: 8th June 2026

Love PayPal, found it easy to use.

Love PayPal, found it easy to use. Reviewed on: 8th June 2026

Amazing service all round, don’t judge you, customer...

Amazing service all round, don’t judge you, customer service is amazing Reviewed on: 8th June 2026

The application process was so easy with an instant...

The application process was so easy with an instant decision. The customer service team are friendly & very helpful. It so easy to see when your repayments are due. Overall and Excellent company Reviewed on: 8th June 2026

Excellent way to buy those little extras that make l...

Excellent way to buy those little extras that make life worthwhile Reviewed on: 8th June 2026

PayPal credit is amazing!

PayPal credit is amazing! I love how you can split the payments in to 4 months. You can add it to Apple wallet which makes things really easy. Reviewed on: 8th June 2026

Great way to pay

Easy to use and the platform works well Reviewed on: 8th June 2026

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