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PayPal: PayPal Credit reviews

4.90
Based on 99,288 reviews, last reviewed 6th May 2026
2236650% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Yeh had paypal credit for about ten years its amazing. Yeh had paypal credit for about ten years its amazing. Things i cant buy, i pay with paypal credit and pay it off when i get payed from work. Reviewed on: 6th May 2026
Chonga's avatar
Chonga

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026
Ales's avatar
Ales

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99288)

Fantastic service, highly recommended

5
Fantastic service, highly recommended Reviewed on: 18th April 2026

perfect transactions

5
Never had a problem always delivered Reviewed on: 18th April 2026

I always find it so, so easy ....

5
I always find it very easy to find the things I'm after no matter how obscure. The interface is cleverly designed so that I can navigate the site without fuss or delay Reviewed on: 18th April 2026

Every time used paypal it has been fast and great sp...

5
Every time used paypal it has been fast and great speedy servic Reviewed on: 18th April 2026

Convenient and flexible

5
I use this every month convenient and flexible ideal if you think you may run a little short Reviewed on: 18th April 2026

Easy to use & understand.

5
Easy to use & understand. Using either pay in three or credit over four months helps with those bigger purchases. Reviewed on: 18th April 2026

Easy to set up and manage.

5
Easy to set up and manage. Good for family finance management, excellent purchase security Reviewed on: 18th April 2026

Easy to use and can be used in paying purchases.

5
Easy to use and can be used in paying purchases. Reviewed on: 18th April 2026

CHUDDERS

4
Paypal works well for me,not had any problems. Reviewed on: 18th April 2026

PayPal customer excellence

5
I have been using PayPal to purchase online it has good interest rates. Reviewed on: 18th April 2026

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