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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

PayPal is the go to easy payment system

5
PayPal is the go to easy payment now, I use it for almost all payments knowing I have the added security protection. Reviewed on: 7th July 2026

PayPal are always there to help and advise

5
PayPal are always there to help and advise with whatever issue you have. Customer service agents are always friendly and knowledgeable. I know when I contact them I will have my issue explained or resolved. Reviewed on: 7th July 2026

Fast and secure

5
Always happy to Use PayPal as a payment method as its quick and easy but also a trusted and secure method Reviewed on: 7th July 2026

Easy to use and informative, easy to read statements...

5
Easy to use and informative, easy to read statements and credit left to use and how much available and helps keeping credit limit low and more budget friendly Reviewed on: 7th July 2026

Smooth transactions

5
Smooth transactions providing safe online money transfers. Now offer a wider range of services all accessed by an easy to use app. Reviewed on: 7th July 2026

You are my guy, always there when I need you, someti...

5
You are my guy, always there when I need you, sometimes getting me out of tricky situations Reviewed on: 7th July 2026

A reliable service.

5
I always use PayPal whenever I buy anything, whether it is a small purchase or an expensive one. I find PayPal to be very reliable and I would truly recommend them. Reviewed on: 7th July 2026

Easy to use and

5
Easy to use and the safest way to pay in my opinion Reviewed on: 7th July 2026

Easy to use and no hassle

5
Easy to use and no hassle, it help buyer with their needs Reviewed on: 7th July 2026

The convenience is unbeatable.

5
The convenience is unbeatable. Paypal Credit enables purchase of items without breaking the bank. Reviewed on: 7th July 2026

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