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PayPal: PayPal Credit reviews

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4.90
Based on 99,133 reviews, last reviewed 6th May 2026
2229800% increase in 5 star reviews
in the past 90 days
6300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful when i needed it, easy to apply Helpful when i needed it, easy to apply and T&C's clear and concise Reviewed on: 6th May 2026
Anna W's avatar
Anna W

Latest lowest rating:

1

I made to orders in December from Debenhams I sent b... I made to orders in December from Debenhams I sent both order back Debenhams said they got all returns and I've still not had my money back off PayPal... Read more Reviewed on: 6th May 2026
sarah wrigley's avatar
sarah wrigley
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (99133)

Great customer service.

5
Great customer service. Easy to use app reliable with great offers for credit Reviewed on: 18th April 2026
Vincent G's avatar
Vincent G

Paypal Credit, flexible, easy and accessible..

5
Paypal Credit is very flexible and easy to manage.. Very clear and easy to understand and offers various options and finance. Paypal Credit also proactively offers credit raises when you may be eligible, unlike other credit companies. Reviewed on: 18th April 2026
PHILIP G's avatar
PHILIP G

Seamless experience and great offers

5
Seamless experience and great offers Reviewed on: 18th April 2026
Katy R's avatar
Katy R

Great app

5
Great to use and they help with any problems Reviewed on: 18th April 2026
Irene C's avatar
Irene C

Always a good experience, PayPal is my only preferre...

5
Always a good experience, PayPal is my only preferred method of payment I feel safe knowing I am protected customer service is excellent I love the app it’s so easy to use I love PayPal! Reviewed on: 18th April 2026
Emma's avatar
Emma

Such an easy and convenient way to shop

5
Such an easy and convenient way to shop Reviewed on: 18th April 2026
Catherine d's avatar
Catherine d

Easy and simple to use

5
Easy and simple to use - makes large purchases easier to buy by allowing you to spread the cost Reviewed on: 18th April 2026
Su's avatar
Su

Easy to use and reliable credit option

5
I’ve had a good experience with PayPal Credit so far. It’s simple to use, especially when checking out online, and the ability to spread payments has been really helpful. The interface is clear, and transactions show up quickly. As long as you keep track of payments, it works exactly as expected. Reviewed on: 18th April 2026
Shazabe Qureshi's avatar
Shazabe Qureshi

good service

5
always had good experiences any issues sorted out quickly, safe and easy to use Reviewed on: 18th April 2026
Diane's avatar
Diane

PayPal has worked very well for me

5
PayPal has worked very well for me Reviewed on: 18th April 2026
Mark W's avatar
Mark W

Review PayPal: PayPal Credit now

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