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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

A very good quick service

5
A very good quick service,always there when u need them.. Reviewed on: 7th July 2026

A safe, reliable way to pay online.

5
PayPal has always been a safe reliable way to pay for transactions online. Reviewed on: 7th July 2026

No issues from fist day.

5
No issues from fist day. The way a company like this should be. Reviewed on: 7th July 2026

PayPal is a reliable, secure, and widely recognised...

5
PayPal is a reliable, secure, and widely recognised payment service that offers convenience, flexibility, and strong consumer protections, making it an excellent choice for both personal and business use. Reviewed on: 7th July 2026

PayPal has a great platform that is easy to use and...

5
PayPal has a great platform that is easy to use and manage. I find it very useful to spread payments to help with the household cash flow. Reviewed on: 7th July 2026

I've used PayPal for many years.

5
I've used PayPal for many years. It's an easy way to pay for goods and whenever there is an issue, it seems to be resolved quickly and efficiently. Reviewed on: 7th July 2026

Everything is very quick and easy!

5
Everything is very quick and easy! Reviewed on: 7th July 2026

Really worthy and continent.

5
Really worthy and continent. It's helped a lot. Reviewed on: 7th July 2026

PayPal credit is easy to use and manage.

5
PayPal credit is easy to use, with good options such as 0% interest for 4 months, which is useful for larger purchases, or items that are going to last several months as I can spread the cost. The app is well laid out and it’s easy to see current status of payment plans and the history of purchases, as well as making changes to pay early or spread the cost further if needed, with low interest rates. Reviewed on: 7th July 2026

Amazing service if I have had a problem with my orde...

5
Amazing service if I have had a problem with my order not being delivered and ive reported this to paypal they on it and keep you update highly recommended Reviewed on: 7th July 2026

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