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PayPal: PayPal Credit reviews

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4.90
Based on 98,935 reviews, last reviewed 6th May 2026
2220850% increase in 5 star reviews
in the past 90 days
6250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy repayment, quick process Easy repayment, quick process, help me splitting payment and finish it earlier Reviewed on: 6th May 2026
Hamza Abu Saleh's avatar
Hamza Abu Saleh

Latest lowest rating:

1

I was not protected with a big purchase I made and c... I was not protected with a big purchase I made and customer service was not good with resolving as they offered. I have now paid my PayPal off and wil... Read more Reviewed on: 6th May 2026
Dawn P's avatar
Dawn P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (98935)

I use PayPal for many years now and glad to say very...

5
I use PayPal for many years now and glad to say very happy with the 3 instalments payments and the credit opportunity for more expensive items. Reviewed on: 18th April 2026
Silviya 's avatar
Silviya

Never had any trouble with Payal friendly polite staff

5
Never had any trouble with Payal friendly polite staff Reviewed on: 18th April 2026
Phil S's avatar
Phil S

PayPal financial system

5
I am using paypal since 3 years now. It is one of the excellent customer service providers. I am happy they have upgrade their financial services to banking system. Reviewed on: 18th April 2026
Aisha Kanwal's avatar
Aisha Kanwal

Very easy to use and very fast for the transactions...

5
Very easy to use and very fast for the transactions Reviewed on: 18th April 2026
Soni A's avatar
Soni A

PayPal credit is a great alternative to credit card...

5
PayPal credit is a great alternative to credit card - often at zero percent and with a clear indication of the monthly amount to pay to clear the debt. I love it and use it all the time! Reviewed on: 18th April 2026
Ludmila Mee's avatar
Ludmila Mee

Very good interest rates!

5
Very good interest rates! Imideat response from customer service. Reviewed on: 18th April 2026
Virginijus Z's avatar
Virginijus Z

PayPal is great, just that it takes several days to...

4
PayPal is great, just that it takes several days to update the account with payments, it could be much faster than this in today's fast world Reviewed on: 18th April 2026
Muhib's avatar
Muhib

Paypal Perks

5
PayPal interface is easy to use and customer service is also quick and helpful. Reviewed on: 18th April 2026
Alexander K's avatar
Alexander K

Amazing - never had a bad experience.

5
Amazing - never had a bad experience. Reviewed on: 18th April 2026
Amy's avatar
Amy

Simple and easy to use.

5
Simple and easy to use. Went abroad recently and used PayPal debit, very good. Great to earn points Reviewed on: 18th April 2026
Sarah W's avatar
Sarah W

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