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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Good service

Been providing a good service for quite a while now. Would recommend. Reviewed on: 7th July 2026

Very useful and versatile and available to use with...

Very useful and versatile and available to use with most retailers Reviewed on: 7th July 2026

PayPal great for budgeting

I find PayPal Very useful as I use the pay in three or no interest method to pay. This saves big outlays and allows me to budget my money Reviewed on: 7th July 2026

Simply the best for buying online with

Simply the best for buying online with Reviewed on: 7th July 2026

I recommend PayPal

I always pay my minimum payment before it’s due & forget it takes a few hours/days to complelty go through, customer service are always so kind helping me with this if it didn’t complete. Using PayPal to pay for things is always easy & effortless at check outs. Using pay in 3 is also easy. I love that it’s all straightforward. I’m collecting points at the moment everytime I pay with my PayPal card and I can transfer the points into real money to pay for things which is fantastic, it’s basically free money! I recommend PayPal to everyone. Reviewed on: 7th July 2026

Such a slick app and approach to finance

Such a slick app and approach to finance Reviewed on: 7th July 2026

Shopping with PayPal.

PayPal credit is an easy stress free way of paying for goods over a longer period, and also a great secure way of paying for things online. Reviewed on: 7th July 2026

Easy to use, flexible payments and rates

Easy to use, flexible payments and rates Reviewed on: 7th July 2026

PayPal’s got my back

Using PayPal when I buy online gives me peace of mind knowing that the transaction is safe and PayPal has always got my back . There are so many cyber criminals out there so why take the chance and use another way to pay Reviewed on: 7th July 2026

Your option pay in 3 has helped me a lot for the big...

Your option pay in 3 has helped me a lot for the bigger iterms. No interest but also not getting into long contracts it helps keep my finances on a better path. Easy to set up and safe thank you. Reviewed on: 7th July 2026

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