Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145717 reviews)

View other PayPal products

4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145717)

Easy, reliable, professional and respectful.

Easy, reliable, professional and respectful. Reviewed on: 8th June 2026

I have used PayPal for a long while and its easy to...

I have used PayPal for a long while and its easy to use and safe. I use PayPal for online purchases as it gives extra protection. Reviewed on: 8th June 2026

Excellent service.

Excellent service. Good interest rate. Available to use everwhere. Reviewed on: 8th June 2026

PayPal is so useful in my every day purchases, easy...

PayPal is so useful in my every day purchases, easy to see when payments are due and comes with handy reminders. Reviewed on: 8th June 2026

You gotta love paypal

. I love PayPal it is easy and transparent, there are no hidden agendas Reviewed on: 8th June 2026

It is very easy to use and understand.

It is very easy to use and understand. Very useful tool for medium purchases Reviewed on: 8th June 2026

Fast, secure, and hassle-free.

Fast, secure, and hassle-free. I use PayPal for almost all my online shopping. I love that I don't have to enter my credit card info on every website, which makes checking out super quick. Reviewed on: 8th June 2026

Always sort out concerns amd always willing to achie...

Always sort out concerns amd always willing to achieve customer satisfaction Reviewed on: 8th June 2026

Quick easy and effective every time

Quick easy and effective every time Reviewed on: 8th June 2026

Good service

I like using PayPal because of the guarantee if something’s not right, I have bought things in the past which I’ve been counterfeit or bad quality from eBay and PayPal has taken up my case and it has all been sorted. I got my refund. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77246 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub