Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 98,650 reviews, last reviewed 6th May 2026
2208050% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and very professional, safe service Excellent and very professional, safe service Reviewed on: 6th May 2026
Muhammad Naz's avatar
Muhammad Naz

Latest lowest rating:

1

Poor service Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wou... Read more Reviewed on: 6th May 2026
Lauren's avatar
Lauren

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (98650)

Excellent; Trustworthy Service.

5
Absolutely no problems. Trustworthy efficient service. Reviewed on: 18th April 2026

Exactly what I expected, cant say much more than that

5
Exactly what I expected, cant say much more than that Reviewed on: 18th April 2026

Customer service give you the best possible response...

5
Customer service give you the best possible response and solution that suits you Reviewed on: 18th April 2026

Easy and convenient

5
I’ve found PayPal Credit really useful for spreading the cost of purchases, especially with the interest-free period on larger spends. It’s quick and easy to use at checkout, which makes it a convenient option when needed. Reviewed on: 18th April 2026

Makes good banking accessible to all and great custo...

5
Makes good banking accessible to all and great customer support for if not Reviewed on: 18th April 2026

Love paypal

5
I love paypal never let's me down I purchase all the time I feel I can trust and myaccount is safe I also uses paypal credit interest free for four months whats not to love. Reviewed on: 18th April 2026

Great company

5
Easy payment methods and Never any issues Reviewed on: 18th April 2026

Easy to set up account.

5
Easy to set up account. Clear guidance on app detailing how to use including virtual or physical cards. Reviewed on: 18th April 2026

Excellent service , really good , easy to use

5
Excellent service , really good , easy to use Reviewed on: 18th April 2026

Excellent customer service always

5
Excellent customer service always Reviewed on: 18th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review