Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145715 reviews)

View other PayPal products

4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145715)

Excellent service

Excellent service and very simple to use Reviewed on: 8th June 2026

Brilliant

Always been great to deal with would totally recommend Reviewed on: 8th June 2026

Never had a problem with PayPal brilliant service an...

Never had a problem with PayPal brilliant service and reliable Reviewed on: 8th June 2026

Never had an issue always good.

Never had an issue always good. Would recommend Reviewed on: 8th June 2026

Excellent customer service, save shopping, easy paym...

Excellent customer service, save shopping, easy payment options Reviewed on: 8th June 2026

Quick and easy

Quick action and easy to use app Reviewed on: 8th June 2026

Very good and easy to use.

Very good and easy to use. Very helpful to be able to pay over 4 months interest free. Simple to use and very efficient. would recommend to anyone to use PayPal for its ease of use and also being able to feel protected and secure that your payment is safe if there are any issues with your purchase. Reviewed on: 8th June 2026

Good and easy to use, always helpful when months may...

Good and easy to use, always helpful when months may be tougher than usual due to unforeseen bills and payments etc. Reviewed on: 8th June 2026

So simple to use

Everything so easy and simple use, which is great for us oldies. Reviewed on: 8th June 2026

Good no intrest offers, really helps spread payments

Good no intrest offers, really helps spread payments Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77246 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub