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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Convenient access across multiple platforms with var...

Convenient access across multiple platforms with various ways to pay. Reviewed on: 7th July 2026

Really good!

Really good! Every purchase you make earns points, which is a great bonus. PayPal Credit makes shopping easy and convenient, the application process is quick, and managing payments is simple. I’ve had a smooth experience and would definitely recommend it to anyone looking for a flexible payment option. Reviewed on: 7th July 2026

Great service and Paypal App is excellent.

Great service and Paypal App is excellent. Reviewed on: 7th July 2026

I’ve had a positive experience using PayPal Credit.

I’ve had a positive experience using PayPal Credit. The application process was straightforward, and I received a decision quickly. It’s been a convenient way to spread the cost of larger purchases, especially when taking advantage of the promotional interest-free periods, as long as the balance is paid on time. The online account management is easy to use, payments are simple to make, and transactions appear clearly, making it easy to keep track of spending. I also like that it’s integrated with PayPal, so checking out at participating retailers is fast and secure. Overall, PayPal Credit has been a reliable and convenient payment option. As with any credit product, it’s important to understand the terms and make payments on time to avoid interest, but when used responsibly, it’s a useful financial tool. Reviewed on: 7th July 2026

Using the card is so easy just as easy as the Bank c...

Using the card is so easy just as easy as the Bank cards all information is simple and excellent customer service Reviewed on: 7th July 2026

Excellent for buying over a £100 items interest free...

Excellent for buying over a £100 items interest free over 4 months plus excellent customer service . Reviewed on: 7th July 2026

Positive Customer Service Experience

Whenever I’ve needed support, PayPal’s customer service has always been helpful and reliable Reviewed on: 7th July 2026

Good rates, easy to apply, trustworthy

Good rates, easy to apply, trustworthy Reviewed on: 7th July 2026

Sgreat helpo easy and helpfull

So easy and helpfull thanks for opertunity Reviewed on: 7th July 2026

I use PayPal’s buy now pay later options, it helps m...

I use PayPal’s buy now pay later options, it helps me get the items I need while I stick to my budget. It also gives me that extra financial protection and confidence against frauds. The app is so easy to use and all the information I need is right at my fingertips. I also have my PayPal card set up in my wallet for larger purchases when out shopping, I would be lost without it! Reviewed on: 7th July 2026

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