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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 93,773 reviews, last reviewed 4th May 2026
1982550% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and secure Very easy to use and used for all my purchases to make them safe and secure Reviewed on: 4th May 2026
Shaun 's avatar
Shaun

Latest lowest rating:

1

Not had enough experience yet to rate properly Not had enough experience yet to rate properly Reviewed on: 4th May 2026
Kerry Sandford's avatar
Kerry Sandford
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (93773)

Very easy to use great customer service fantastic in...

5
Very easy to use great customer service fantastic interest free offer Reviewed on: 16th April 2026
MR M's avatar
MR M

Great buffer

5
Great buffer with safe outcomes to disputed payments Reviewed on: 16th April 2026
DANIEL B's avatar
DANIEL B

PayPal credit pay in three has helped manage my cash...

5
PayPal credit pay in three has helped manage my cashflow this past year. Brilliant service! Reviewed on: 16th April 2026
Jude O's avatar
Jude O

Love PayPal

5
I’ve used PayPal for a lot of years & it’s very easy to use. No issues with purchasing items & adding it to my PayPal credit account. Interest very reasonable. Reviewed on: 16th April 2026
Pauline's avatar
Pauline

So convenient

5
I use PayPal all the time and never had a problem. Reviewed on: 16th April 2026
Rich W's avatar
Rich W

PayPal and my experience

5
I’ve been using PayPal’s Debit Card and + loyalty program for months now, and it’s transformed how I handle everyday spending. I earn points on every purchase—standard 1 point per £10 spent via PayPal checkout with credit/debit, but a massive 10 points per £10 when using the PayPal Debit Card anywhere Mastercard is accepted. Unlike some reward cards restricted to specific retailers or online-only, the PayPal Debit Card works seamlessly at any store, online checkout. The referral program stands out too: share your unique link, and both you and a friend earn £10 once they sign up and spend £5 within 30 days—simple, generous, and a great perk for recommending to colleagues or family. Overall, it has boosted my rewards effortlessly! Reviewed on: 16th April 2026
Peter A's avatar
Peter A

Safe flexible payments

5
Love the flexibility of spreading payment, with the trust that PayPal comes with. Reviewed on: 16th April 2026
Tony's avatar
Tony

Never had a problem with pay pal

5
Never had a problem with pay pal Reviewed on: 16th April 2026
Mr Derek Harley 's avatar
Mr Derek Harley

Brilliant service and easy to navigate

5
Brilliant service and easy to navigate Reviewed on: 16th April 2026
Charlotte J's avatar
Charlotte J

I’m so happy with this experience, I buy what I’m ne...

5
I’m so happy with this experience, I buy what I’m needed . Reviewed on: 16th April 2026
Alexandra D's avatar
Alexandra D

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