Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

Been using Paypal for years and never had any issues...

Been using Paypal for years and never had any issues Reviewed on: 7th July 2026

My experience with paypal is good and getting better...

My experience with paypal is good and getting better and better Reviewed on: 7th July 2026

Easy to use many options.

Easy to use many options. . Handy alternative Reviewed on: 7th July 2026

Seamless and very helpful.

Seamless and very helpful. I also enjoy the point based reward system Reviewed on: 7th July 2026

Always had excellent service from Paypal and great p...

Always had excellent service from Paypal and great payment options offered Reviewed on: 7th July 2026

Too expensive.

Too expensive. Look forward to close my account. Reviewed on: 7th July 2026

Helps on everything you buy online

Very safe to use online also we're flexible paying option Reviewed on: 7th July 2026

Purchase with confidence

Using PayPal means I can buy from unrecognised web sites with confidence. PayPal Credit has enabled me to purchase items that otherwise I couldn’t have afforded at the time. Definitely helps around Christmas to spread the cost. Reviewed on: 7th July 2026

Excellent and straightforward to use.

Excellent and straightforward to use. Reviewed on: 7th July 2026

Great product

Great app easy to use full of features Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub