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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Very useful to use online and on the app.

Very useful to use online and on the app. Good rates, easy to pay off monthly online. Reviewed on: 7th July 2026

Super good

Very good easy to use will definitely recommend to friends Reviewed on: 7th July 2026

Fantastic service,100% use again, 0% options are rea...

Fantastic service,100% use again, 0% options are really helpful Reviewed on: 7th July 2026

I have been using PayPal for 10 years.

I have been using PayPal for 10 years. I have never had any problems with customer service. favorable terms of PayPal credit. possibility of payment in installments convenient for repayment. I am very satisfied. Reviewed on: 7th July 2026

Quick and easy way to pay.

Quick and easy way to pay. Makes paying for unexpected things less stressful. Reviewed on: 7th July 2026

Reliable and trusted for many years

I have been using PayPal for many years and my experience has been consistently positive. Payments are fast, secure, and easy to manage. PayPal Credit has been very useful and gives me extra flexibility when making purchases. I also appreciate the buyer protection and the overall reliability of the service. The mobile app is easy to use, and whenever I have needed support, my issues have been handled professionally. Overall, I am very satisfied with PayPal and would recommend it to others. Reviewed on: 7th July 2026

Easy and fast, exactly what you need

Easy and fast, exactly what you need Reviewed on: 7th July 2026

I have not had any problems.

I have not had any problems. Any dispute have been handled quickly and easily Reviewed on: 7th July 2026

Great customer service meets all expectations

I’ve had an excellent experience using PayPal. The platform is easy to use, payments are processed quickly, and I feel confident knowing my transactions are secure. Whenever I’ve needed help, the customer service team has been professional, helpful, and quick to resolve any issues Reviewed on: 7th July 2026

Extreemly convienient and safe

I use PayPal whenever I can because it is both a convenient and financially safe way to do business. I feel more confident using this than using my credit card. I have also found the customer service team to be excellent Reviewed on: 7th July 2026

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