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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145696)

Happy customer

5
PayPal credit offers a consistent product which has helped me to manage my money Reviewed on: 8th June 2026

Great service

5
Always helpful on the phone, and always ask if i need any more help Reviewed on: 8th June 2026

Always up there for paying over a period of time.

5
Always up there for paying over a period of time. Reviewed on: 8th June 2026

Have used PayPal many times.

5
Have used PayPal many times. When I have had a problem, PayPal has sorted it out very quickly Reviewed on: 8th June 2026

I use PayPal credit all the time and it saves me so...

5
I use PayPal credit all the time and it saves me so much stress! The best part is the credit card ! Reviewed on: 8th June 2026

Trustworthy system of dealing with customers

5
Trustworthy system of dealing with customers Reviewed on: 8th June 2026

Clear and easy

5
It’s great clear and available when you need it. It’s fair and good communication all around Reviewed on: 8th June 2026

Very convenient

5
Very convenient, good fast honest service Reviewed on: 8th June 2026

Best review

5
used for many perposes. I love i Reviewed on: 8th June 2026

I've had a very positive experience using PayPal.

5
I've had a very positive experience using PayPal. The platform is easy to use, secure, and makes online payments quick and convenient. I appreciate the buyer protection features and the ability to send and receive money with confidence. Customer support has been helpful when needed, and overall PayPal has made managing online transactions simple and reliable. Reviewed on: 8th June 2026

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