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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

It’s a good service and I feel safe using it

It’s a good service and I feel safe using it but sometimes it takes a long while time to login. Reviewed on: 7th July 2026

PayPal gives me security

PayPal gives me peace of mind when making purchases. I know that my payments are secure and that they are there if I need help if things go wrong Reviewed on: 7th July 2026

PayPal makes purchases easy and smooth

PayPal makes purchases easy and smooth Reviewed on: 7th July 2026

I know that when I use PayPal my transactions are safe.

I know that when I use PayPal my transactions are safe. If I have any difficulties with payments it is easy to contact PayPal support and get problems solved with ease! Customer service are always polite, helpful and friendly! Reviewed on: 7th July 2026

Great paypal

Great paypal credit good choices Reviewed on: 7th July 2026

It's so easy to use PayPal.

It's so easy to use PayPal. I feel my money is safe using PayPal. I love pay in 3 as it makes life easier being able to break a larger payment into 3 smaller ones. Reviewed on: 7th July 2026

PayPal help to my transactions are safe and smooth.

PayPal help to my transactions are safe and smooth. Costumers service working very professional and solving problems very fast. Reviewed on: 7th July 2026

Terrible customer service, they are rude, judgementa...

Terrible customer service, they are rude, judgemental and unprofessional. Call center staff give incorrect advice and name call. There is an issue with their payment system, a way of charging unlawful fees. Awaiting an out come of a complaint to close my account. Reviewed on: 7th July 2026

PayPal credit is a good way to pay for larger items

PayPal credit is a good way to pay for larger items as you get offers on interest free Reviewed on: 7th July 2026

Easy to use & convenient

Easy to use & convenient way to pay for goods wth no interest! Reviewed on: 7th July 2026

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