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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145688 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145688)

Great experience overall.

Great experience overall. Great service overall Reviewed on: 8th June 2026

Been really happy so far, not needed to contact cust...

Been really happy so far, not needed to contact customer service. Reviewed on: 8th June 2026

Always very fast to use and trusted.

Always very fast to use and trusted. Reviewed on: 8th June 2026

Paypal works very well

Paypal works very well and you can get refunds easily if there is a problem Reviewed on: 8th June 2026

Review notes

Necer had any problems.. using pay pal for many many years never had any problems. Reviewed on: 8th June 2026

Excellent customer service I had PayPal since 2020 b...

Excellent customer service I had PayPal since 2020 but I never get any complaints Reviewed on: 8th June 2026

Hassle free with better than most conditions.

Hassle free with better than most conditions. Its only missing a card so you can use it as a normal credit but thats not a problem as 99% of the retailers accept paypal credit. Reviewed on: 8th June 2026

Good for online payments with security features such...

Good for online payments with security features such as two factor authentication Reviewed on: 8th June 2026

Easy to use

PayPal Credit has been easy to use and convenient for spreading the cost of purchases. The app is straightforward and payments are easy to manage. I like being able to see what I owe and when payments are due. Overall, a useful service when used carefully. Reviewed on: 8th June 2026

Very good customer care and value for money

Very good customer care and value for money Reviewed on: 8th June 2026

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