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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (93724 reviews)

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4.90

Based on 93,724 reviews, last reviewed 4th May 2026

1980400% increase in 5 star reviews

in the past 90 days

5750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

very good and secuity easy to used very good and secuity easy to used Reviewed on: 4th May 2026

Latest lowest rating:

2

It’s poor payment options It’s poor payment options need to improve better payment management system to pay easy ways Reviewed on: 4th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93724)

Easy to use and navigate and helps being able to pay...

Easy to use and navigate and helps being able to pay in installments Reviewed on: 16th April 2026

PayPal and PayPal credit fantastic payment option

I find PayPal credit very useful for spreading cost of purchases. I have used PayPal for very many years since my early days shopping at eBay. I have however expanded my use over the last years to so many of my online purchases at many retailers. It’s very reassuring that they offer consumer protection with qualifying purchases. I think I might even take advantage of PayPal card option that they also offer. Reviewed on: 16th April 2026

It's really nice and true app thank you for the give...

It's really nice and true app thank you for the give me a best service Reviewed on: 16th April 2026

Helpful all the way

Found it easy to purchase products & for refunds Reviewed on: 16th April 2026

Very easy to apply for.

Very easy to apply for. Reasonable amount of credit given. The opportunity 0% interest over months on purchases is excellent. Reviewed on: 16th April 2026

PayPal is always there to give me peace of mind when...

PayPal is always there to give me peace of mind when spending. They give me the assurance that if I don’t receive the item or service I bought they are there to help me to get my money back with their amazing customer service team. Reviewed on: 16th April 2026

My experience with PayPal has been wonderful and good.

My experience with PayPal has been wonderful and good. Reviewed on: 16th April 2026

Paying with PayPal is so easy and reassuring for me.

Paying with PayPal is so easy and reassuring for me. It's really helpful being able to split my payments interest free. I use it all the time. It's secure and very handy. Reviewed on: 16th April 2026

Majority of retail except PayPal.

Majority of retail online except PayPal when I’m shopping online when I have problems with items that don’t arrive is easy to open a dispute Reviewed on: 16th April 2026

An excellent option for paying in instalments.

An excellent option for paying in instalments. I only scored customer service as neutral because I have never needed this service. Reviewed on: 16th April 2026

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