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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145682 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145682)

Fantastic payment options and loyalty points

Multiple different payment options from pay in 3 to PayPal credit, it helps me decide how I manage my money in the most effective way for me. The new PayPal debit card is fantastic as I get to earn points on what things that I purchase. Point accumulate quickly too. Reviewed on: 8th June 2026

good very good use it if you wish

good very good use it if you wish Reviewed on: 8th June 2026

Very happy with PayPal Credit.

Very happy with PayPal Credit. I find them very straightforward to deal with and reasonably priced. Reviewed on: 8th June 2026

Great service, fast check out and no annual fees

Great service, fast check out and no annual fees Reviewed on: 8th June 2026

Very good service and experience

Very good service in all aspects Reviewed on: 8th June 2026

Happy customer

Never had to deal with paypal customer service, however ive also never ran into any problems using paypal Reviewed on: 8th June 2026

Paypal is my 'go-to' when paying for things.

Paypal is my 'go-to' when paying for things. Flexible payments over a period of time really helps me out. Reviewed on: 8th June 2026

Easy to use and quick, only criticism would be worki...

Easy to use and quick, only criticism would be working out how to pay off the debt on the app. Figured it out now, but it could be easier. Maybe a simple dashboard with “pay now” option to immediately reduce the debt Reviewed on: 8th June 2026

Helps me purchase larger items without the immediate...

Helps me purchase larger items without the immediate outlay Reviewed on: 8th June 2026

I never have issues with PayPal!

I never have issues with PayPal! Customer service is excellent & payment reminders come through timely. Having it all on my app is so much easier. Reviewed on: 8th June 2026

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