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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Very Handy for Larger Ticket Purchases.

5
All good with PayPal Credit who have proven to be reliable partners. Very handy for larger ticket purchases. Reviewed on: 7th July 2026

Very good service and so quick when arranging payment.

5
Very good service and so quick when arranging payment. A very trusted finance company Reviewed on: 7th July 2026

I always use PayPal for my transactions

5
I always use PayPal for my transactions Reviewed on: 7th July 2026

Simple, Secure, and Dependable

5
I’ve been using PayPal for a long time, and it’s made paying online so much easier. I use it regularly for shopping, I’ve always found it to be quick, secure, and straightforward. I like that I don’t have to enter my card details every time I make a purchase, and having buyer protection gives me extra peace of mind. Overall I’ve had a really positive experience. It’s a payment service I trust and would definitely recommend. Reviewed on: 7th July 2026

Never had a problem .

5
Never had a problem .Just press what i want and it goes through Reviewed on: 7th July 2026

Good customer service, No problem with them

5
Good customer service, No problem with them Reviewed on: 7th July 2026

A Good and Reliable Service.

5
I've been with PayPal for a long time now, and have found it Consistently Good and Reliable. Reviewed on: 7th July 2026

I usually choose PayPal, when available, to pay for...

5
I usually choose PayPal, when available, to pay for my purchases over time. It is easy set up and manage my payments. Plus that there are options to pay in 4 without interest. I also appreciate that through Paypal people can make donations for different causes. Reviewed on: 7th July 2026

Amazing would recommend

5
Yeah quick and easy to use and customer service always been good. Reliable service and efficient. Reviewed on: 7th July 2026

Been using PayPal for a number of years

5
I have been using PayPal for a number of years and have been able to get credit to complete my purchases. If PayPal didn't exist, I would struggled. It's so versatile aa accepted by most companies to use to make payments. I will continue to use Paypal. Reviewed on: 7th July 2026

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