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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145677 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145677)

Use paypal credit often when I want to spread the co...

Use paypal credit often when I want to spread the cost of an item over a few months. Always available on a 3, 6 or 12 month arrangement. Reviewed on: 8th June 2026

Paypal credit - would recommend !!

PayPal credit has come to my rescue a good few times so I have nothing bad to say! Reviewed on: 8th June 2026

Great value. Great tool during cost of living crisis.

Great Buy now Pay later system and credit system that allows for (often necessary) larger purchases to be made without breaking the bank - in a cost of living crisis. Reviewed on: 8th June 2026

Best money app

Best service all around the globe Reviewed on: 8th June 2026

Reliable for Everyday Payments and My Side Hustle

I’ve been using PayPal for a long time with friends and family, as well as for my side hustle, and it has worked excellent for me. Sending and receiving money is quick, simple, and convenient. I also use the PayPal Debit Card, which makes it easy to access my funds and use them in shops and for everyday purchases. I’ve found PayPal to be a reliable and useful service that fits my personal and business needs. I would happily recommend it to others. Reviewed on: 8th June 2026

Good app , user friendly, physical card

Good app , user friendly, physical card Reviewed on: 8th June 2026

PayPal Credit offers an amazing service.

PayPal Credit offers an amazing service. Never had an issue. Always prompt at resolving any issues I’ve had with third party companies. Customer service are very responsive! Reviewed on: 8th June 2026

Very good service great offers and good prices

Very good service great offers and good prices Reviewed on: 8th June 2026

PayPal credit has always been reliable.

PayPal credit has always been reliable.. offering offers to increase from time to time. Highly recommend Reviewed on: 8th June 2026

I wouldn't be where I am today without Paypal.

I wouldn't be where I am today without Paypal. It's helped me run my business and kept my banking safe. Not to mention all the ways in order to help spread cost just to help you get by that little bit more. Reviewed on: 8th June 2026

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