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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 93,663 reviews, last reviewed 3rd May 2026
1977950% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simless and it has been the best in its class Simless and it has been the best in its class. I didn't even apply for their credit i was told I qualify for one if im interested and I simply said ye... Read more Reviewed on: 3rd May 2026
Samuel l's avatar
Samuel l

Latest lowest rating:

1

the calming bed company When I had problem with the calming bed company PayPal sorted it so quickly Reviewed on: 3rd May 2026
Belinda f's avatar
Belinda f
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (93663)

Very Polished

4
PayPal offers so many ways to manage your spending. The app is great, is uncluttered and easy to navigate but has some minor bugs - although they don't interfere with normal use. It's a very polished experience Reviewed on: 16th April 2026
M Chops's avatar
M Chops

Customer interface

5
Great credit provider. Easy operational system use and good benefits and perks such as 4 month interest free repayment offers. Quick processing and good consumer interface. Reviewed on: 16th April 2026
Anne Chen's avatar
Anne Chen

It’s very efficient and the safest way to buy online...

5
It’s very efficient and the safest way to buy online Reviewed on: 16th April 2026
Steve's avatar
Steve

Why PayPal credit is so flexible

5
It's so easy to use and I can pay, what I want, when I want. It just means managing my finances so much easier! Reviewed on: 16th April 2026
Corrin Cheung's avatar
Corrin Cheung

I’m satisfiedI’m satisfied with PayPal.

5
I’m satisfiedI’m satisfied with PayPal. The online interface is easy to use, clear, and well-organized. Notifications are not excessive and provide useful, relevant information. Customer service is helpful and works surprisingly well. I would recommend it to all my friends who don’t have it yet—although there are very few of them, since almost everyone uses it nowadays. Reviewed on: 16th April 2026
Margit Simon's avatar
Margit Simon

Always working, makes payments safe and reliable.

5
Always working, makes payments safe and reliable. I feel happy knowing that my purchases are secure and I can do it with any retailer. Would definitely recommend for anyone who likes online shopping or spreading costs. Reviewed on: 16th April 2026
Jack R's avatar
Jack R

Never let me down, always help when was needed.

5
Never let me down, always help when was needed. Reviewed on: 16th April 2026
MR R B's avatar
MR R B

Easy to use, great for paying safely and knowing you...

5
Easy to use, great for paying safely and knowing you are supported if a transaction doesn’t go to plan, eg, an order doesn’t arrive your protected through PayPal. PayPal pay in 3 is a good option, and PayPal credit is easy to use. Reviewed on: 16th April 2026
Katy's avatar
Katy

Always easy and trustworthy it’s my go to for big pu...

5
Always easy and trustworthy it’s my go to for big purchases. . Reviewed on: 16th April 2026
LolaA 's avatar
LolaA

I’m happy to get this credit and easy to transfer an...

5
I’m happy to get this credit and easy to transfer and transaction to pay. Reviewed on: 16th April 2026
Jeffmoore's avatar
Jeffmoore

Review PayPal: PayPal Credit now

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