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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

So many options.more customer focused.

So many options. Pay in three or 0% for 4 months. Plus the added protection you get from PayPal. Reviewed on: 7th July 2026

I use PayPal wherever I can, and have been doing for...

I use PayPal wherever I can, and have been doing for over 20 years. It's safe and easy, and I like the way you can pay in 3 or over so many weeks in some instances. I think everywhere should give you the option to chose PayPal as your choice of payment. Reviewed on: 7th July 2026

Simple to use and interest free periods are useful.

Simple to use and interest free periods are useful. Generally good support but did struggle with an airline refund request. Reviewed on: 7th July 2026

flexibility at its best .

The flexibility is great, easy to set up and so helpful when it’s needed Reviewed on: 7th July 2026

Good I liked recommend it to people

Good I liked recommend it to people Reviewed on: 7th July 2026

Well integrated and easy to use

I have never had any issues with PayPal - communications have always been clear - the ability to use the service easy - paying via PayPal links in easily to lots of retailers seemlessly - the ability to use PayPal credit and the different options is easy to navigate and decide upon. Reviewed on: 7th July 2026

Experience

Very helpful and great to use be telling friends and family about it Reviewed on: 7th July 2026

Always found the staff very supportive and professio...

Always found the staff very supportive and professional Reviewed on: 7th July 2026

Great service, would recommend to family and friends

Great service, would recommend to family and friends Reviewed on: 7th July 2026

Can’t fault it

Never had to question the service, never had a crash on the app, a decline or anything negative happened when using PayPal credit. I like using it as it’s quick, easy and safe Reviewed on: 7th July 2026

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