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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Excellent service, I feel safe with my money.

Excellent service, I feel safe with my money. Thank you Reviewed on: 7th July 2026

Best service provider

Very easy to use - never had an issue Reviewed on: 7th July 2026

Easy to apply and very quick decision.

Easy to apply and very quick decision. Reviewed on: 7th July 2026

Highly recommend

Perfect, easy to use , never had any problems , Reviewed on: 7th July 2026

Been with paypal for years.

Been with paypal for years. I love their flexibility and services. Reviewed on: 7th July 2026

Outstanding

All issues dealt with easily, excellent communication from customer service Reviewed on: 7th July 2026

'payment by 3' and 'interest free for 4 months'.

I have used 'payment by 3' several times. It's an excellent facility provided by PayPal and used 4 months interest free facility several times as well. It also an useful option to purchase something important at the time without having money. Reviewed on: 7th July 2026

PayPal is a platform for safe money transactions, ea...

PayPal is a platform for safe money transactions, easy to use online. I always feel confident when I see the option for PayPal credit and knowing I have the option to pay in time that is suitable to me. Reviewed on: 7th July 2026

Ease of use, and love the 3 month interest free purc...

Ease of use, and love the 3 month interest free purchases and sometimes even longer, it's my preferred way to buy online. Reviewed on: 7th July 2026

I will definitely recommend

Paypal is easy to use and their credit payments is a huge help in enabling purchase of essentials. I particularly love the points system that was recently introduced. Thats a good incentive for using both the debit and credit facility. Reviewed on: 7th July 2026

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