Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145672)

Best online provider for credit, quick actions

5
Best online provider for credit, quick actions Reviewed on: 8th June 2026

You feel safe paying by PayPal-You spend and you are...

5
You feel safe paying by PayPal-You spend and you are sure if anything happens they take care of it Reviewed on: 8th June 2026

Amazing service.

5
Amazing service. Really helpful Reviewed on: 8th June 2026

Easy to use and does what it says on the...

5
Easy to use and does what it says on the tin Reviewed on: 8th June 2026

Amazing and easily accessible.

5
Amazing and easily accessible. Breeze to use online for big purchases and day to day shopping. Reviewed on: 8th June 2026

Fast transactions. Reasonable feed.

5
ALL RECENT INTERACTIONS HAVE BEEN GOOD. NO ISSUES AT SLL. MONRY IS ALWAYS WYICKLY TRANSFERRED. FEES ARE REASONABLE. Reviewed on: 8th June 2026

Easy to use app with points

5
Easy to use app and points make it even more enticiing to use Reviewed on: 8th June 2026

Easy financing options

5
Never have any issues with PayPal Reviewed on: 8th June 2026

I like the new point award system, and PayPal credit...

5
I like the new point award system, and PayPal credit and pay in three option are good for flexible payments on big purchases Reviewed on: 8th June 2026

was ok pretty straight forward and easy to understand

5
was ok pretty straight forward and easy to understand Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 77158 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products