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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145665)

Very easy to use PayPal and easy to access.

5
Very easy to use PayPal and easy to access. Reviewed on: 8th June 2026

PayPal never fails!

5
PayPal never fails! Great customer service and app is quick and easy to use Reviewed on: 8th June 2026

Excellent and Convenient Credit Service

5
I've had a very positive experience with PayPal Credit. The application process was straightforward, and it was easy to use for online purchases. The payment options are flexible, the account management is simple, and transactions are processed smoothly. It has been a convenient way to spread the cost of larger purchases while keeping everything organised within my PayPal account. Overall, I am very satisfied with the service and would recommend it to others. Reviewed on: 8th June 2026

Very good helped when needed.

5
Very good helped when needed. Helpful Reviewed on: 8th June 2026

Pay pal credit is amazing!

5
Pay pal credit is amazing! It helped me get a new laptop for my work/studies and it’s super convenient for me Reviewed on: 8th June 2026

PayPal is fantastic.

5
PayPal is fantastic. Very easy and convenient to use!! Reviewed on: 8th June 2026

Always resolved a situation when had problems

5
Always resolved a situation when had problems Reviewed on: 8th June 2026

Great earnings on points.

5
Great earnings on points. Looking forward to spending them Reviewed on: 8th June 2026

Easy to use especially with crypto payment

5
Easy to use especially with crypto payment Reviewed on: 8th June 2026

Corteous and helpful support .

4
Corteous and helpful support . The assistance I received was excellent. The operative helped me to sort out the error Reviewed on: 8th June 2026

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