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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Very happy as it meets all my expectations.

I am very happy with this provider as it meets all my expectations as it offers me all the payment options for both my purchases and my credit as well; the pay in three option, pay later helps me make all my wishes come true, thank you. Reviewed on: 7th July 2026

Peace of mind for living life

Easy to set up and manage, keeps you up to date about interest free periods and offers. Reviewed on: 7th July 2026

Credit review

It’s been excellent because it’s easy and safe to make purchases with good interest rates by comparison to many Reviewed on: 7th July 2026

using PayPal...

Review I’ve had a positive experience using PayPal Credit. The application process was straightforward, and it’s been a convenient way to spread the cost of larger purchases when needed. The account is easy to manage, payments are simple to make, and I appreciate being able to keep track of my balance online. The promotional interest-free offers, where available, have been particularly useful, provided payments are made on time. Overall, I’ve found the service reliable, easy to use, and a helpful option for managing my finances responsibly. I’d be happy to recommend PayPal Credit to others looking for a flexible payment solution. Reviewed on: 7th July 2026

Great experience really easy and efficient to use!

Great experience really easy and efficient to use! Reviewed on: 7th July 2026

Really easy to use as an every day payment method

Really easy to use as an every day payment method Reviewed on: 7th July 2026

Shopping through PayPal is secure and fast.

Shopping through PayPal is secure and fast. Nice easy transactions. Reviewed on: 7th July 2026

Pay in 3 excellent

Great using PayPal breaking the cost if a more expensive item into 3 interest free payments is brilliant makes things so much more affordable Reviewed on: 7th July 2026

Old Customer

Been a customer for over 10 years, never had an issue with PayPal Reviewed on: 7th July 2026

PayPal easy and safe to use...

I’ve found PayPal easy to use, and if there is a problem, it’s managed fairly and efficiently. PayPal is a safe and convenient way to pay. Reviewed on: 7th July 2026

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