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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Great way to make a purchase and budget my money.

Great way to make a purchase and budget my money. Reviewed on: 7th July 2026

Very good, pay in 3 is a option should you...

Very good, pay in 3 is a option should you need it Reviewed on: 7th July 2026

Safer and easier than my bank account

Easy to use. Sage and secure. Feel.protected. can always find an answer. Clearer than my bank Reviewed on: 7th July 2026

I’ve had a great experience with PayPal Credit.

I’ve had a great experience with PayPal Credit. The application process was quick and straightforward, and everything was explained clearly. Reviewed on: 7th July 2026

Because i get good service from them always

Because i get good service from them always Reviewed on: 7th July 2026

PayPal has never let me down

PayPal has never let me down, I have been a customer for about 20 years and have not had a single bad experience Reviewed on: 7th July 2026

PayPal is fast, reliable and flexible.

PayPal is fast, reliable and flexible. I like the option to be able to pay now via my bank or pay later using the credit feature. it’s very convenient, and the app is easy to naviagte through. Reviewed on: 7th July 2026

Truly a pal when paying

Paypal & Paypal Credit have proved invaluable in marshalling my finances especially with large veterinary expenses over the last few years. Reviewed on: 7th July 2026

Convenient and trustworthy.

Convenient and trustworthy. Takes the stain out of online transactions Reviewed on: 7th July 2026

Always used PayPal

Always used PayPal, it’s quick and easy with being able to send and receive month from anyone around the world. Love that they now have a debit card and credit. So easy and useful. Reviewed on: 7th July 2026

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