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PayPal: PayPal Credit reviews

4.90
Based on 93,512 reviews, last reviewed 3rd May 2026
1970800% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, chat support is always excellent Easy to use, chat support is always excellent Reviewed on: 3rd May 2026
Welsh girl's avatar
Welsh girl

Latest lowest rating:

1

the calming bed company When I had problem with the calming bed company PayPal sorted it so quickly Reviewed on: 3rd May 2026
Belinda f's avatar
Belinda f

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93512)

Easy to use everywhere

5
Easy to use but as with everything interest rates could be a little lower Reviewed on: 16th April 2026

Quick and easy to use love using PayPal for everything

5
Quick and easy to use love using PayPal for everything Reviewed on: 16th April 2026

Easy and always good to have

5
It was very easy being already approved. Easy to change the direct debits. Reviewed on: 16th April 2026

Fantastic to have as safe way to pay.

5
Fantastic to have as safe way to pay. Reviewed on: 16th April 2026

It was very easy to sign up and I had a result insta...

5
It was very easy to sign up and I had a result instantly! Reviewed on: 16th April 2026

Interest free for the first 3 months on purchase and...

4
Interest free for the first 3 months on purchase and pay in 3 Reviewed on: 16th April 2026

The best one of the world and good service

5
The best one of the world and good service Reviewed on: 16th April 2026

I have always had a good experience with pay pal.

5
I have always had a good experience with pay pal. Quick and easy to send money, the pay pal credit is a good option to use and the pay in 3. All great services to be able to use Reviewed on: 16th April 2026

Great experience with customer service

5
Great experience with customer service Reviewed on: 16th April 2026

Brilliant

5
Never had any issues with pp always easy to use Reviewed on: 16th April 2026

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