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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145658 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145658)

Spot on when I’ve called up about when I...

Spot on when I’ve called up about when I was conned Reviewed on: 8th June 2026

No hiden rules, a straight forrward loan processs.

My loan repayments were set at a level and period was comfortable with. Later when I needed to change the repayment amount it was straightforward and easy. The payments are taken at the right time and never too early, e.g. early at the weekend so there is always that grace period when the pay. Great, it when payment falls in the weekend. Reviewed on: 8th June 2026

Secure online transactions and great value with the...

Secure online transactions and great value with the free pay in 3 option. Reviewed on: 8th June 2026

Very good service

The more I borrowed the more they offered they were very accommodating Reviewed on: 8th June 2026

Good all around

Easy to use and reliable. Become my first choice. Reviewed on: 8th June 2026

Very good cs.

Very good cs. Always answer the phone Reviewed on: 8th June 2026

Easy to get accepted.

Easy to get accepted. Maee life easy and simple Reviewed on: 8th June 2026

Great card

The card has help me at a difficult time Reviewed on: 8th June 2026

Always my Co to to use for online purchases.

Always my Co to to use for online purchases. Reviewed on: 8th June 2026

I have enjoyed using PayPal greatly.

I have enjoyed using PayPal greatly. It’s eases a lot of my financial stresses. Reviewed on: 8th June 2026

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