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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Its been fantastic.

Its been fantastic. It was so easy to apply for the paypal credit card. It was almost instant too. The fact you get points on transactions you make is a good thing too, that helps. You can use the card anywhere you would normally shop too. With paypal, you can also use the pay in 3 option. This is another fantastic way to help spread the cost of things. I think this is fantastic. Reviewed on: 7th July 2026

Very easy / always very informative and work across...

Very easy / always very informative and work across a lot of the platforms I use Reviewed on: 7th July 2026

Problem free

I have always had a problem free experience with pay pal. Easy to use and peace of mind. Reviewed on: 7th July 2026

Very good service

PayPal helps me managing my finances really nicely. It has taken a burden off me which is really helpful. Reviewed on: 7th July 2026

Excellent service.

Excellent service. I pay most things things through PayPal it is my go to faithful PayPal Reviewed on: 7th July 2026

Help the aged lol

Pay in 3 a great help.in these times Reviewed on: 7th July 2026

PayPal Customer is one of the best I have experience...

PayPal Customer is one of the best I have experienced in terms of app capability and efficiency of service when you need help from the team. The account gives fantastic payment flexibility which helps me plan larger purchases much more easily. Reviewed on: 7th July 2026

excellent service

I've used PayPal credit many times and it has always helped me when I'm unable to outright purchase something at once. The 0% interest for 4 months means I have plenty of options on how I can split my bills, making this far more flexible than most credit services. Reviewed on: 7th July 2026

Always there when needed minimum hassle, good experi...

Always there when needed minimum hassle, good experience Reviewed on: 7th July 2026

Really helpful, supportive and easy to do business with

Really helpful, supportive and easy to do business with. Reviewed on: 7th July 2026

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