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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 93,452 reviews, last reviewed 3rd May 2026
1968100% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

at least 10 plus years maybe more I have always used PayPal for at least 10+ years maybe more only site I trust and will use for buying online Reviewed on: 3rd May 2026
Marie S's avatar
Marie S

Latest lowest rating:

1

the calming bed company When I had problem with the calming bed company PayPal sorted it so quickly Reviewed on: 3rd May 2026
Belinda f's avatar
Belinda f
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (93452)

5 stars for sure

5
Pay Pal Credit is a very useful tool very handy and affordable for unexpected events or situations.I would highly recommend it to anyone. Reviewed on: 16th April 2026
Roxana T's avatar
Roxana T

Ease of use - protected payments & accepted everywhere!

5
Ease of use - protected payments & accepted everywhere! Reviewed on: 16th April 2026
Carol B's avatar
Carol B

Great service.

5
Great service. Good rates and plenty of options. Reviewed on: 16th April 2026
Dumitru P's avatar
Dumitru P

Easy to use

5
Easy to use. Simple app. Very happy Reviewed on: 16th April 2026
Phil's avatar
Phil

Always efficient experience

5
Always efficient very friendly always able to get things sorted Reviewed on: 16th April 2026
Kelly c's avatar
Kelly c

Easy to use, straight forward and a good app

5
Easy to use, straight forward and a good app Reviewed on: 16th April 2026
Darren M's avatar
Darren M

I just like easy way of paying with paypal that's al...

4
I just like easy way of paying with paypal that's all and also credit that is available that helps our aaaalot Reviewed on: 16th April 2026
Kamil's avatar
Kamil

Overall, I am generally very satisfied with PayPal,...

5
Overall, I am generally very satisfied with PayPal, especially with the credit system, which I find convenient and helpful. It has made managing payments much easier for me. However, there are a couple of areas where I believe the experience could be improved. One challenge is understanding how repayments are applied. The system currently deducts from the oldest credit first, rather than allowing customers to choose which credit balance they would like to close. Having more flexibility or clearer communication around this process would be very beneficial. In addition, I have noticed that customer service does not feel as responsive or supportive as it was in the past. I appreciate that demand may be high, but maintaining the strong service quality that PayPal was previously known for would make a big difference to customer satisfaction. Thank you for providing a reliable service overall, and I hope this feedback is helpful in continuing to improve the customer experience. Reviewed on: 16th April 2026
Ali A's avatar
Ali A

PAYPAL xx

4
I have been a customer of paypal for a number of years.One thing I do rate about paypal is the customer service.But one thing I don't like is there is a few dodgy sellers on the site.Which needs improving, Reviewed on: 16th April 2026
Simon 's avatar
Simon

Awesome it’s a great platform and really I feel pro...

5
Awesome it’s a great platform and really I feel proud to be part of it Thank you paypal Reviewed on: 16th April 2026
Muhammad S's avatar
Muhammad S

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