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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145640 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145641)

perfec for all my payments.

perfec for all my payments. I use paypal always when I can. Reviewed on: 8th June 2026

Normski review

Always straight forward easy to use Reviewed on: 8th June 2026

Great service

Very easy to use and gives comfort that transactions are secure. Any problem was sorted out quickly and efficiently Reviewed on: 8th June 2026

Paypal credit is a total god send.

Paypal credit is a total god send. I’ve used it so many times I’ve lost count. Most memorable though was when I used it to buy a laptop from ebay for my studies - not something I could have afforded up front… and which proceeded to be the tool which got me my degree - paypal credit enabled me to get the tools I needed to do my degree. That’s pretty cool. Reviewed on: 8th June 2026

I have used PayPal for years now and never any probl...

I have used PayPal for years now and never any problems. Reviewed on: 8th June 2026

The safer way to spend online.

The safer way to spend online. Always feel secure making payments Reviewed on: 8th June 2026

Revolut is car ahead, improvement in areas are needed

Revolut is car ahead, improvement in areas are needed Reviewed on: 8th June 2026

I have never had an issue with PayPal.

I have never had an issue with PayPal. It has been easy hassle free, so far Reviewed on: 8th June 2026

Easy to use at retailer shop and also easy to apply...

Easy to use at retailer shop and also easy to apply for interest free laon Reviewed on: 8th June 2026

Love the flexibility that PayPal offers.

Love the flexibility that PayPal offers. Reviewed on: 8th June 2026

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