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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 93,417 reviews, last reviewed 3rd May 2026
1966550% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to use, easy to purchase online shopping and go... Easy to use, easy to purchase online shopping and goods. Ease of checking account via the app or website. No hassle with payments coming from bank acc... Read more Reviewed on: 3rd May 2026
Andi O's avatar
Andi O

Latest lowest rating:

2

could have spent the whole day looking at options trying to get help was impossible Reviewed on: 3rd May 2026
Brian Mccormick's avatar
Brian Mccormick
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93417)

Very good options to customers, credit @ 0% for four...

4
Very good options to customers, credit @ 0% for four months is a good attrirube too! Reviewed on: 16th April 2026
Bradley's avatar
Bradley

Why Use Anything Else!

5
Fantastic service. Paypal is right there when needed. Super easy to use. Great customer service. Various options to use ie Pay in 3. Allows us to borrow the funds & then spread the outgoings over a period of time. PayPal is the way to go! Always have PayPal as my ‘go to’ app! Keeps it all simple & stress free. Love it.! Reviewed on: 16th April 2026
cazareddington@gmail.com's avatar
[email protected]

Application was fairly straightforward

5
Application was fairly straightforward Reviewed on: 16th April 2026
Warren W's avatar
Warren W

Very easy and simple to get credit

5
Very easy and simple to get credit Reviewed on: 16th April 2026
Warrick's avatar
Warrick

Great service

5
Never had any issues with Paypal whatsoever, and issues are quickly resolved. Reviewed on: 16th April 2026
Robert 's avatar
Robert

Easy to use very convenient and professional

5
Easy to use very convenient and professional Reviewed on: 16th April 2026
Martin Crump's avatar
Martin Crump

Excellent service, you are clear efficent and concis...

5
Excellent service, you are clear efficent and concise in my dealings Reviewed on: 16th April 2026
Andrew D's avatar
Andrew D

It’s so easy to use.

5
It’s so easy to use. I feel using PayPal it gives me more security when making payments especially online. Reviewed on: 16th April 2026
Marnie's avatar
Marnie

Personal & Business PayPal, the only way.

5
I use personal and business PayPal. An excellent and safe way to transact. Clear and obvious charges and great customer service really help to make everything run as smoothly as it should. Zettle is a really handy tool to help sustain a cashless business model that I run. Reviewed on: 16th April 2026
Cameron Jay's avatar
Cameron Jay

Good and very easy to use the PayPal app user...

5
Good and very easy to use the PayPal app user friendly Reviewed on: 16th April 2026
Roopesh V's avatar
Roopesh V

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