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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 93,345 reviews, last reviewed 3rd May 2026
1963300% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always found it easy to apply for it and it’s been... I always found it easy to apply for it and it’s been great Reviewed on: 3rd May 2026
Soneo's avatar
Soneo

Latest lowest rating:

2

could have spent the whole day looking at options trying to get help was impossible Reviewed on: 3rd May 2026
Brian Mccormick's avatar
Brian Mccormick
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93345)

My PayPal account helps me with my day to day life ,...

5
My PayPal account helps me with my day to day life , by saving and paying bills . Reviewed on: 16th April 2026
Vincent J's avatar
Vincent J

Jason Smith

5
Love the pay in three option and the 0% interest on purchases paid in the allotted time. Reviewed on: 16th April 2026
Jason Smith 's avatar
Jason Smith

Highly recommend

5
Very good, and easy to use with added buyer protection Reviewed on: 16th April 2026
Ian Wilson's avatar
Ian Wilson

I trust PayPal

5
I have used PayPal credit for many years and I love how easy it is to keep a track and ensure all payments are legitimate. I especially like the 4 months interest free option when making bigger purchases , holidays, furniture etc.. Reviewed on: 16th April 2026
Julie C's avatar
Julie C

Great and safe way to pay for goods

5
Paying through PayPal is as easy as using a regular credit or debit card, but Merchants won't see your card information so it protects your personal information. Reviewed on: 16th April 2026
Ilona 's avatar
Ilona

Very good rate!

5
Very good rate! I definitely use a lot on PayPal, it’s safer and secure! Reviewed on: 16th April 2026
Mr Nom's avatar
Mr Nom

If you mange well it’s extra wallet great.

5
If you mange well it’s great. Like having a spare wallet for unexpected things Reviewed on: 16th April 2026
Darren L's avatar
Darren L

It is easy to use to use in paying for transactions.

5
It is easy to use to use in paying for transactions. Reviewed on: 16th April 2026
Kate D's avatar
Kate D

I love paypal

5
I love PayPal as it protects my purchases and PayPal credit helps me alot when I need that extra something. PayPal is always my go to method of payment Reviewed on: 16th April 2026
Lana D's avatar
Lana D

Customers are top priority

5
Paypal always have the customers needs first. They are always coming up with new ideas on how to make customers lives financially easier. They are easy to deal with, always helpful and professional while being friendly. Excellent all round service making customers top priority which is very rare these days! Reviewed on: 16th April 2026
Beverley D's avatar
Beverley D

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