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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145638 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145638)

Without PayPal credit I would not have been able to...

Without PayPal credit I would not have been able to get some of my wonderful items. Reviewed on: 8th June 2026

Experience with PayPal since last 14 years

I have been using PayPal since 2012 and had a great experience. The customer service is really quick and efficient. I have been using the PayPal credit since then. it’s quicker and safer. Reviewed on: 8th June 2026

Just a seamless user experience, with different paym...

Just a seamless user experience, with different payment options. Reviewed on: 8th June 2026

I've been using it for many years and I'm very happy...

I've been using it for many years and I'm very happy with it. Reviewed on: 8th June 2026

Excellent provider and great service

Excellent provider and great service for the PayPal customer Reviewed on: 8th June 2026

Easy to use

Easy to use, great to have the buy now pay later or pay in 3 option. Reviewed on: 8th June 2026

Excellent experience, fast online transactions

Excellent experience, fast online transactions Reviewed on: 8th June 2026

PayPal works for me the credit is good value they of...

PayPal works for me the credit is good value they offer nice interest free periods and pay in three Reviewed on: 8th June 2026

Great service and excellent new features!

Great service and excellent new features! I've been using PayPal Credit for a while now and I’m really happy with their offers. They provide great flexibility. Plus, the ability to use the PayPal credit card now is a fantastic addition. It makes managing my payments and making purchases so much easier. Highly recommend it to anyone looking for a reliable credit option! Reviewed on: 8th June 2026

PayPal credit has really helped me raise my credit s...

PayPal credit has really helped me raise my credit score Reviewed on: 8th June 2026

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