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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Offering multiple choices for purchase and interest...

Offering multiple choices for purchase and interest free for a limited time it’s the best alternative compèring with other banks credit cards Reviewed on: 7th July 2026

Very straightforward to use, gives a feeling of bein...

Very straightforward to use, gives a feeling of being secure too Reviewed on: 7th July 2026

Easy to use and flexible way to pay

Easy to use and flexible way to pay Reviewed on: 7th July 2026

on time never had a problem at all very hap...

All ways on time never had a problem at all very happy to use this website Reviewed on: 7th July 2026

Easy and flexible options always available.

Easy and flexible options always available. Large purchases can be spread out with the credit option, pay in 3 for lower priced items. More and more retailers are offering PayPal as a source of payment, keeping everything under one roof. Reviewed on: 7th July 2026

Using for many years and it’s safe way for payments.

Using for many years and it’s safe way for payments. Reviewed on: 7th July 2026

Really easy to use.

Really easy to use. Set up a monthly DD to pay off. Can make payments as quick as 1 min. Reviewed on: 7th July 2026

Always fantastic no hassle what so ever easy service...

Always fantastic no hassle what so ever easy services to use quick decision and quick set uo Reviewed on: 7th July 2026

One of the best options for credit available.

One of the best options for credit available. You have 4 months to pay so you decide how much and when you pay your credit. Very convenient Reviewed on: 7th July 2026

Excellent

excellent service, handy for products you need time to pay Reviewed on: 7th July 2026

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