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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Short term credit

Nice easy system to use and spread cost over few months Reviewed on: 7th July 2026

So efficient and easy

PayPal makes every transaction easy and hassle free on the go, I feel more secure paying online Reviewed on: 7th July 2026

EXCELLENT FOR GREAT CASHFLOW

I've been with PayPal since 2022 and I've referred my wife because their offer was just irresistible. The pay in 4 for their credit card on expenses over £90 is convenient for anyone's cashflow. It means, if you plan well, you can do more with your cash. It has been great since and I use them mostly for serious & important expenses.. Reviewed on: 7th July 2026

I feel safe using PayPal because it provides a secur...

I feel safe using PayPal because it provides a secure way to make payments without having to share my financial details directly with every seller. The service is quick, easy to use, and convenient, with payments being processed smoothly. Overall, I have had a positive experience using PayPal. Reviewed on: 7th July 2026

PayPal is excellent.

It is very easy to access credit with PayPal and you can see all details regarding your account clearly. Reviewed on: 7th July 2026

Always use as a safe way for my transactions

Always use as a safe way for my transactions Reviewed on: 7th July 2026

excellent

very convenient and easy to set up . Reviewed on: 7th July 2026

Very easy to use, efficient, accurate.

Very easy to use, efficient, accurate. Always easy to make transactions and the recipient receives very quickly Reviewed on: 7th July 2026

Easy and quick , and the whole thing was easy

Easy and quick, using more how it’s available on so many things Reviewed on: 7th July 2026

Excellent customer support.

Excellent customer support. Happy to always use it Reviewed on: 7th July 2026

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