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PayPal: PayPal Credit reviews

4.73
Based on 145,629 reviews, last reviewed 27th Jun 2026
4357200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026
Mel 's avatar
Mel

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145637)

I have no issues with PayPal, they have been GREAT!

5
I have no issues with PayPal, they have been GREAT! Reviewed on: 8th June 2026

Never had any issues with paypal.

5
Never had any issues with paypal. Easy to use and provides a range of options when paying for items. Reviewed on: 8th June 2026

Always efficient.

5
Always efficient. Refunds paid quickly Reviewed on: 8th June 2026

Usually pretty good but

4
Usually pretty good but I have had it where they could have backed me better when a dispute was quite clearly in my favour, And the breakdown of what has been used isn't great. Other than that, good service Reviewed on: 8th June 2026

Easy to use.

5
Easy to use. Convenient. Compatible. Reviewed on: 8th June 2026

A bit of security buying online

5
A bit of security buying online, confidence to purchase. Reviewed on: 8th June 2026

Transactions

5
I have never had any complaints with any of my transactions Reviewed on: 8th June 2026

I have always been looked after and it is great to b...

5
I have always been looked after and it is great to be with Paypal payments Reviewed on: 8th June 2026

Good rates, easy interface and managing early paymen...

5
Good rates, easy interface and managing early payments is very straightforward. Reviewed on: 8th June 2026

easy to use and understand, no nonsense information.

5
easy to use and understand, no nonsense information. Great App Reviewed on: 8th June 2026

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