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PayPal: PayPal Credit reviews

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4.90
Based on 93,283 reviews, last reviewed 3rd May 2026
1960400% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy, Reliable and safe. Easy, Reliable and safe. I feel safe using PayPal Reviewed on: 3rd May 2026
Isabelle whitehurst's avatar
Isabelle whitehurst

Latest lowest rating:

2

Customer service has not been as effective as other... Customer service has not been as effective as other services Reviewed on: 3rd May 2026
Joseph C's avatar
Joseph C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (93283)

A Reliable and Flexible Way to Manage Payments

5
PayPal Credit offers a smooth, convenient way to spread the cost of purchases with clear terms and easy integration into everyday online shopping. The application process is quick, the interface is user-friendly, and promotional financing options make it a practical choice for managing larger expenses without hassle. Reviewed on: 16th April 2026
Petru Hoza's avatar
Petru Hoza

Always have had excellent customer service.

5
Always have had excellent customer service. It's a brilliant way to pay for goods,with peace of mind. Reviewed on: 16th April 2026
Gwendoline c's avatar
Gwendoline c

My go to payment method.

5
My go to payment method. Paying with confidence and protection. Excellent in every aspect. Reviewed on: 16th April 2026
Charlotte S's avatar
Charlotte S

Highly recommended!

5
I’ve but lots of things through PayPal credit and it’s really handy and easy to use. I highly recommend it. Reviewed on: 16th April 2026
Gemma M's avatar
Gemma M

Handy for shopping on eBay where you can also get 3...

5
Handy for shopping on eBay where you can also get 3 months interest free on larger purchases Reviewed on: 16th April 2026
Rob B's avatar
Rob B

Very Reliable Service with Great People

5
Very reliable & excellent service with great people who help you fulfill your needs. Reviewed on: 16th April 2026
Andrew L's avatar
Andrew L

Couldn’t be without PayPal credit

5
The fact they offer a physical card and lots of payment options that include low or free interest for a certain amount of time has changed my financial wellbeing. The app is easy to use, PayPal is safe a secure, and the customer service replies quickly. Reviewed on: 16th April 2026
Georgina 's avatar
Georgina

Pay in three is easy and convenient

5
Pay in three is an easy and convenient way to manage finances. PayPal makes it straightforward with facial recognition log in and an easy to use interface. Reviewed on: 16th April 2026
April L's avatar
April L

Good service

5
Works out for me well,and happy for now. Reviewed on: 16th April 2026
Dian K's avatar
Dian K

I use PayPal for everything literally because I alwa...

5
I use PayPal for everything literally because I always feel safe with PayPal, never been scammed, even when sellers don’t keep to terms, PayPal always steps in. My experience with PayPal is top notch Reviewed on: 16th April 2026
Ijeoma Nwoke's avatar
Ijeoma Nwoke

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