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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

It gives u 4 months interest free which is great and...

It gives u 4 months interest free which is great and other offers too Reviewed on: 7th July 2026

When buying goods or services on line , I feel very...

When buying goods or services on line , I feel very safe using PAYPAL. Reviewed on: 7th July 2026

Never really had a problem always use PayPal cause i...

Never really had a problem always use PayPal cause it's safest way to pay Reviewed on: 7th July 2026

No issues in 18 years.

I have been using PayPal since opening my eBay account in 2008. I now feel completely safe and confident in using PayPal for all my online transactions. No need to give all your card or bank details out and disputes are quickly resolved. It has become a widely available option for payment on most if not all online stores. Reviewed on: 7th July 2026

I like being able to split my bills on PayPal credit.

I like being able to split my bills on PayPal credit. It’s very easy to use and you can see clearly when you need to pay your bills! Reviewed on: 7th July 2026

Helped me a couple of times for booking holidays or...

Helped me a couple of times for booking holidays or courses being able to spread the cost interest free in a climate like today is so helpful and allows me and my family to do things that we love and not have to worry about the total upfront all at once Reviewed on: 7th July 2026

So easy to do,and such a safe place to buy...

So easy to do,and such a safe place to buy goods with Reviewed on: 7th July 2026

Easy to set up, Can track easily

Easy to set up, Can track easily Reviewed on: 7th July 2026

Have been using PayPal for over ten years now and al...

Have been using PayPal for over ten years now and all I can say is thank you because i’m a widow with 3 kids and at times the salary monthly can’t cover all my bills, but PayPal is always there for me Reviewed on: 7th July 2026

PayPal is super

PayPal is super easy to use, safe, and great customer service if needed Reviewed on: 7th July 2026

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