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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145636 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145636)

Good Customer support for customers

Good Customer support for customers Reviewed on: 8th June 2026

My experience with PayPal has been positive.

My experience with PayPal has been positive. The service is easy to use, fast, and convenient for making payments online. I feel confident using PayPal because it offers a secure way to send and receive money. Overall, I am happy with the experience and would recommend PayPal to others. Reviewed on: 8th June 2026

Safe for purchases ...

Very convenient to use , feel safe using it for purchases knowing have protection if anything bad happens. Reviewed on: 8th June 2026

Love the flexibility PayPal credit offers

Love the flexibility PayPal credit offers Reviewed on: 8th June 2026

Excellent

With out PayPal Credit and there pay in 3 I don’t think we would have coped and also introducing their card that you can earn points off of this company has got us out of some really hard times over the last few months and I highly recommend them yes you have to pay the money back and yes, that is sometimes a struggle but I really don’t know what we would’ve done without you. and I would like thank you from the bottom of our heart excellent five star company that you can trust. Reviewed on: 8th June 2026

I have always had the best experience with PayPal.

I have always had the best experience with PayPal. Easy and straight forward Reviewed on: 8th June 2026

Easy to setup payment and team at PayPal look after...

Easy to setup payment and team at PayPal look after my account Reviewed on: 8th June 2026

Simple, accessible and reliable.

Simple, accessible and reliable. It’s a great service and very convenient- have used for some time now and will continue to include Paypal as part of my credit options. Also very safe and secure to use. Reviewed on: 8th June 2026

Fast, Easy to use

Fast, easy to use. Convenient foreign currency transfer but rates are not the best. Generally safe and easy to use. Reviewed on: 8th June 2026

Great app.

Great app. Love PayPal. So good to transfer money and pay in instalments. Reviewed on: 8th June 2026

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