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PayPal: PayPal Credit reviews

4.73
Based on 145,629 reviews, last reviewed 27th Jun 2026
4357200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026
Mel 's avatar
Mel

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145637)

Great app.

5
Great app. Love PayPal. So good to transfer money and pay in instalments. Reviewed on: 8th June 2026

Very safe,easy,fast way of payment

5
Very safe,easy,fast way of payment Reviewed on: 8th June 2026

My review on PayPal Credit . Good or Bad ?

5
Fantastic ....I was surprised too find PayPal credit , I am so pleased too use it , PayPal credit has been a joy too use and I rate PayPal credit 10/10 very simple and a help a great finance, easy options of pay back , on your PayPal app , easy too use with Google pay definitely worth it's go ! . Reviewed on: 8th June 2026

Big help

5
Very handy for purchases and you can pay in 3 which makes it very convenient Reviewed on: 8th June 2026

just Brilliant and very handy.

5
just Brilliant and very handy. The best payement other than using ur credit/visa card . Reviewed on: 8th June 2026

Very safe & reliable service

5
I’ve used PayPal for many years. I’ve always found the service provided to be very useful and safe. They’ve evolved over the years with more payment options now which definitely makes managing finances easier. Reviewed on: 8th June 2026

Gives me more time to pay for bigger transactions wi...

5
Gives me more time to pay for bigger transactions without paying interest Reviewed on: 8th June 2026

Pay pal in very good for purchasing

5
Pay pal in very good for purchasing Reviewed on: 8th June 2026

No issues

5
I have had a good experience using PayPal Reviewed on: 8th June 2026

Good and easy to use ,and it doesn’t charge interest...

4
Good and easy to use ,and it doesn’t charge interest Reviewed on: 8th June 2026

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