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PayPal: PayPal Credit reviews

4.90
Based on 91,974 reviews, last reviewed 1st May 2026
1900400% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to use, widely accepted and secure Easy to use, widely accepted and secure Reviewed on: 1st May 2026
wrendarr's avatar
wrendarr

Latest lowest rating:

1

Pay pal charge twice and take interest for finished... Pay pal charge twice and take interest for finished transactions Reviewed on: 1st May 2026
Biju J's avatar
Biju J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (91974)

I’ve never had to use customer services which is a g...

5
I’ve never had to use customer services which is a good thing, I love PayPal and have been using it for over 20 years although the interest is quite high compared to others. Reviewed on: 15th April 2026

Good, excellent

5
I’ve had a great experience with PayPal. It’s excellent and very easy to use. Sending money to people in different countries is quick, simple, and really convenient. Reviewed on: 15th April 2026

Never had an issue with pay pal, great job

5
Never had an issue with pay pal, great job Reviewed on: 15th April 2026

Features and costumer servuce

5
Great costumer service.ALthough the features a bit confusing sometimes. Reviewed on: 15th April 2026

Very good experience and very east to use.

5
Very good experience and very east to use. Would recommend it to a friend Reviewed on: 15th April 2026

Great easy to use app with lots of useful benefits...

5
Great easy to use app with lots of useful benefits Reviewed on: 15th April 2026

Excellent service & very Easy

5
Excellent service & very Easy fast service Reviewed on: 15th April 2026

PayPal credit.

5
Really enjoying the PayPal credit and also giving flexibility of using it as Apple Pay, any time and anywhere. The points system looks hard to achieve, needs to be bit more realistic. Reviewed on: 15th April 2026

Brilliant

5
Use frequently repay in the term no hassle Reviewed on: 15th April 2026

Easy app

5
Easy app great ways to pay lots of options Reviewed on: 15th April 2026

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