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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 91,892 reviews, last reviewed 1st May 2026
1896700% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great, really helpful and did what I needed Great, really helpful and did what I needed Reviewed on: 1st May 2026
Dan R's avatar
Dan R

Latest lowest rating:

1

Pay pal charge twice and take interest for finished... Pay pal charge twice and take interest for finished transactions Reviewed on: 1st May 2026
Biju J's avatar
Biju J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91892)

Great deals on credit, zero interest or pay in three

5
Great deals on credit, zero interest or pay in three Reviewed on: 15th April 2026
Garry D's avatar
Garry D

PayPal services are the most popular way to pay your...

5
PayPal services are the most popular way to pay your bills, I really find it helps me to keep my money safe Reviewed on: 15th April 2026
Tawil 's avatar
Tawil

I’ve had a very positive experience using PayPal.

5
I’ve had a very positive experience using PayPal. It’s a convenient and easy-to-use platform that makes sending and receiving money simple, whether for personal use or business transactions. I especially appreciate how quickly payments are processed and how widely accepted PayPal is across different websites and services. Overall, I’m satisfied with PayPal and would recommend it to others looking for a reliable and secure online payment service. Reviewed on: 15th April 2026
Massimo G's avatar
Massimo G

Always easy to use and I know I am protected

5
Always easy to use and I know I am protected Reviewed on: 15th April 2026
Tammy S's avatar
Tammy S

Excellent Customer Service

5
CS are always helpful, friendly and knowledgeable Reviewed on: 15th April 2026
David 's avatar
David

An easy and FAST way of paying for goods.

5
An easy and FAST way of paying for goods.Paypal credit has been very helpful for me also.Perfect for times when you see something you REALLY need/fancy and you don’t have the funds for a week or two Reviewed on: 15th April 2026
Dean Farrell's avatar
Dean Farrell

Great for purchasing and customer service

5
I always use PayPal for short term credit because it’s convenient when I don’t have the full amount for the item. Also customer service are easy to get in contact with someone to speak to. On the few occasions that I have had issues with products I have purchased. When I have contacted PayPal customer service they have been very helpful. The customer service team have been understanding and helpful in resolving my issue. The PayPal physical card is fantastic idea so now I can pay with PayPal away from my PC. Reviewed on: 15th April 2026
Bobby S's avatar
Bobby S

Quick and easy.

5
Quick and easy. Security is good aswell. Reviewed on: 15th April 2026
Ludi's avatar
Ludi

Really good for bigger purchases and very reasonable...

5
Really good for bigger purchases and very reasonable interest rates Reviewed on: 15th April 2026
claudia williams's avatar
claudia williams

Easy peasy every time!

5
Easy peasy every time. No hassle purchasing and super simple refund processing AAAA++++ Reviewed on: 15th April 2026
Andrew T's avatar
Andrew T

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