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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145638 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145638)

Good and easy to use ,and it doesn’t charge interest...

Good and easy to use ,and it doesn’t charge interest Reviewed on: 8th June 2026

PayPal card payments u

Been very useful when buying stock for my shop Reviewed on: 8th June 2026

Very reliable and handy for emergencies

Very reliable and handy for emergencies Reviewed on: 8th June 2026

Easy repayment 0% interest rate for 4 months

Easy repayment 0% interest rate for 4 months Reviewed on: 8th June 2026

It’s great to use PayPal with the flex payments and...

It’s great to use PayPal with the flex payments and credit so I don’t have to take the stress about paying in full rather plan the small payments I can make. Reviewed on: 8th June 2026

Easy to use, clear info

Easy to use, clear info and is non predatory Reviewed on: 8th June 2026

Absolutely love PayPal.

Absolutely love PayPal. So easy to use and Paypal+ is a great extra feature. Reviewed on: 8th June 2026

Great service.

Great service. Easy to use, always helpful Reviewed on: 8th June 2026

Reliable

I rely on PayPal whenever l am short of money Reviewed on: 8th June 2026

Friendly and helpful I can make my payments comfortably

Friendly and helpful I can make my payments comfortably Reviewed on: 8th June 2026

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