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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

I think PayPal is the most secure & safe payment ser...

5
I think PayPal is the most secure & safe payment service keeping all your payment cars in one place & offering multiple payments options like pay in 3 & PayPal credit, the service has allways been my most trusted when paying online Reviewed on: 7th July 2026

PayPal credit is very easy to use and easy to contro...

5
PayPal credit is very easy to use and easy to control and with the app you can keep an eye on what you have got on credit Reviewed on: 7th July 2026

Ive always had a positive experience when using PayPal

5
Ive always had a positive experience when using PayPal Reviewed on: 7th July 2026

Never no issues had an issue with PayPal.

4
Never had an issue with PayPal. On the few occasions I have had to call their team have always been helpful and resolved the query. I would like to see them wave fees on international transaction's in the same way as Monzo Reviewed on: 7th July 2026

Never any issues, super easy to use

5
Never any issues, super easy to use Reviewed on: 7th July 2026

PayPal credit is so easy to use and flexible in term...

5
PayPal credit is so easy to use and flexible in terms of paying the balance. One of the easiest credit providers I have found Reviewed on: 7th July 2026

PayPal - Trusted every time!

5
I’ve had a PayPal account for a number of years and its suits my needs perfectly. I trust them and know that my money is always protected when I use their services. Reviewed on: 7th July 2026

Easy & quick payments

4
Easy to use on the go with a very quick and easy payment method Reviewed on: 7th July 2026

Great 0% finance.

5
An excellent way to borrow money. I would appreciate a brief description of the scheme with a bit more detail. Reviewed on: 7th July 2026

Very happy experience.

5
Very happy experience..easy to pay for things..costumer service excellent Reviewed on: 7th July 2026

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