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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145640 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145641)

Great service.

Great service. Easy to use, always helpful Reviewed on: 8th June 2026

Reliable

I rely on PayPal whenever l am short of money Reviewed on: 8th June 2026

Friendly and helpful I can make my payments comfortably

Friendly and helpful I can make my payments comfortably Reviewed on: 8th June 2026

Easy to use and clearly designed to be a good thing...

Easy to use and clearly designed to be a good thing to use in ur day Reviewed on: 8th June 2026

Great to be able to speak to a real person on the phone

I have always found Paypal agents good to speak to and they have sorted out any problems I have had with payments etc including when I was scammed, Reviewed on: 8th June 2026

All way there to help

Used PayPal for yeas really helpful at Christmas time with that extra time to pay really helps you out Reviewed on: 8th June 2026

Very easy to understand.

Very easy to underatand. Really like the interest free option Reviewed on: 8th June 2026

I love PayPal because of its security, convenience a...

I love PayPal because of its security, convenience and speed for online purchases. I like the 3-step payment method, easy and convenient. My money is protected when I shop online. Reviewed on: 8th June 2026

Great Credit experience, very easy to use and has ve...

Great Credit experience, very easy to use and has very flexible terms. Reviewed on: 8th June 2026

A safer way to pay

PayPal allows me to pay vendors without disclosing my credit cards data. A safer way to pay! I do not need to worry that my data will be stolen. It also allows me to spread payments over three months free of charge. Great! Reviewed on: 8th June 2026

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