Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

PayPal is easy

Very good company, easy to calculate and pay. Reviewed on: 7th July 2026

Always had great service

Always had great service , payments made easy by PayPal Reviewed on: 7th July 2026

Good as usual .

Good as usual . PayPal comes handy with day to day finance Reviewed on: 7th July 2026

Great customer service

Whenever I need them they’re always there to help. I find having PayPal gives me an extra protection if anything goes wrong. You can always reach out to them and get help no matter what. Reviewed on: 7th July 2026

Advisers are always there to help.

Advisers are always there to help. Plus the fact that there are so many payment options to choose Reviewed on: 7th July 2026

Always a great interest free way to spread the cost...

Always a great interest free way to spread the cost of unexpected emergency purchases or slightly more exensive ones. Recently used for an emergency train ticket. Reviewed on: 7th July 2026

A handy service and not too expensive

A handy service and not too expensive Reviewed on: 7th July 2026

Easy checkout and smart shopping habits when u have...

Easy checkout and smart shopping habits when u have the app Reviewed on: 7th July 2026

PayPal is customer friendly, easy to use and you get...

PayPal is customer friendly, easy to use and you get what it says in the tin! Reviewed on: 7th July 2026

Every time when I need is there, it’s easy to access...

Every time when I need is there, it’s easy to access, simple, no questions or papers. Paypal is my way to pay nowadays. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub