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PayPal: PayPal Credit reviews

4.91
Based on 91,747 reviews, last reviewed 1st May 2026
1889950% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable and low interest credit charge Very reliable and low interest credit charge Reviewed on: 1st May 2026
Aishat s's avatar
Aishat s

Latest lowest rating:

1

I don't know how to connect to anyone or even pay my... I don't know how to connect to anyone or even pay my bill Reviewed on: 1st May 2026
Tanya C's avatar
Tanya C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (91747)

Makes me feel safe when paying for purchases online,...

5
Makes me feel safe when paying for purchases online, the only thing I wish was there was a way of actually pinpointing which items you would like to pay part of your balance off from rather than it coming off the full balance. Despite this my first choice is always to pay with PayPal for security and peace of mind. Reviewed on: 15th April 2026

Easy and very convenient to spread out my payments

5
Easy and very convenient to spread out my payments Reviewed on: 15th April 2026

PayPal really helped me with buying stuff sometimes...

5
PayPal really helped me with buying stuff sometimes I don’t have enough money in my bank account so I can pay by 3 payments which is very helpful Reviewed on: 15th April 2026

Pleasant Experience

5
Great Shopping is smooth and seemingly easy online as well as in stores. And have the opportunity to buy now and pay later with PayPal credit is very rewarding Reviewed on: 15th April 2026

I like the 4 months credit plans but these would be...

5
I like the 4 months credit plans but these would be even better if over 6/9 months. Reviewed on: 15th April 2026

Never had a problem nothing is to much trouble

5
Never had a problem nothing is to much trouble Reviewed on: 15th April 2026

reliable and professional.

5
reliable and professional. Can always rely on good service ey Reviewed on: 15th April 2026

Can't fault service I've received

5
Can't fault service I've received Reviewed on: 15th April 2026

5star company

5
Pay pal are excellent and I’m always at ease when using them. Always calm and polite and fix any issues with ease. Reviewed on: 15th April 2026

Difficult to navigate sometimes

5
Difficult to navigate sometimes not making it clear what's credit what's pay in three or simply direct from preferred payment. Reviewed on: 15th April 2026

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