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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Great customer service and always solve my queries

5
Great customer service and always solve my queries Reviewed on: 7th July 2026

Safe way to purchase

5
easy to buy Safe way to pay lots of retail accept PayPal Reviewed on: 7th July 2026

I use PayPal frequently.

5
I use PayPal frequently. Sometime ago I had some issue with the account and th customer service went above and beyond to get it sorted on time. Not only that app is very easy to manage and had all the good features which makes using is very easy and user friendly. Reviewed on: 7th July 2026

Always easy to use and excellent service

5
Always easy to use and excellent service Reviewed on: 7th July 2026

Great provider

5
Prompt payments. No problems. If there are any, quick resolution. What's more to like? Reviewed on: 7th July 2026

Works for my lifestyle and spreading payments

5
Works for my lifestyle and spreading payments Reviewed on: 7th July 2026

Best App

5
All transactions as been smooth and easy Reviewed on: 7th July 2026

Trustworthy

5
I find them very trustworthy and easy to use. I have next had any issues and couldn’t be more helpful Reviewed on: 7th July 2026

Its just so easy to use Paypal credit.

5
Its just so easy to use Paypal credit, flexible when you need it, interest rates are very comppetative Reviewed on: 7th July 2026

Customer service is fantastic when dealing unsatisfi...

5
Customer service is fantastic when dealing unsatisfied retailer Reviewed on: 7th July 2026

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