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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Absolutely brilliant in every way

5
Absolutely brilliant in every way Reviewed on: 7th July 2026

I'm using PayPal for years and I'm very happy with it!

5
I'm using PayPal for years and I'm very happy with it! Reviewed on: 7th July 2026

FAULTLESS

5
Absolutely can not fault PayPal it’s like having a payment insurance with all your purchases , customer service top notch Reviewed on: 7th July 2026

A1 COMPANY FOR SERVICES AND CUSTOMER SERVICES

5
A1 COMPANY FOR SERVICES AND CUSTOMER SERVICES Reviewed on: 7th July 2026

Easy to work with, plenty of options , great service...

5
Easy to work with, plenty of options and great service Reviewed on: 7th July 2026

Excellent service

5
I have on several occasions had to call customer service about unrecognised amounts on my page. The customer service reps have ALWAYS been polite and extremely helpful. They have talked me through the issue and rectified this while I remained on the line. PayPal offer a fantastic service especially to those who are of an older age like myself. Reviewed on: 7th July 2026

Just good keeps you updated about your Limits and ve...

5
Just good keeps you updated about your Limits and very easy to use Reviewed on: 7th July 2026

Very good app ,especially for safe transaction

5
Very good app ,especially for safe transaction Reviewed on: 7th July 2026

Easy to use and reliable

5
Easy to use and reliable. Fee structure is reasonable and payment options and varied. I use it for a range of services and it hasn't let me down. Reviewed on: 7th July 2026

I think the credit which PayPal provides is fair

5
I think the credit which PayPal provides is fair Reviewed on: 7th July 2026

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