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PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181064)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I like the 0% interest deals

5
Generally only use the interest free 4 months or pay over 3 offers. Never had an issue. Reviewed on: 13th July 2026

It’s so easy to use,

5
It’s so easy to use, and I love the way it lets you know when your purchases are out for delivery Reviewed on: 13th July 2026

It's great service.

5
It's great service. I can easily manage all my payment methods, pay in three easy installments and use credit too. It's just wonderful to use PayPal. Reviewed on: 13th July 2026

I always use PayPal as it’s far more secure

5
I always use PayPal as it’s far more secure Reviewed on: 13th July 2026

I have used PayPal for years and I have had only a f...

5
I have used PayPal for years and I have had only a few problems with different businesses. But every time I have called PayPal customer services they have always helped me to get things sorted asap. Reviewed on: 13th July 2026

PayPal credit

5
Very good customer service prompt answer on phone. Courteous and very helpful Reviewed on: 13th July 2026

Very clear instructions to use and records and commu...

5
Very clear instructions to use and records and communications concise Reviewed on: 13th July 2026

I have a couple of Disputes with companies, and PayP...

5
I have a couple of Disputes with companies, and PayPal sorted them out quickly and effectively. X quick response, excellent customer service care felt extremely satisfied Reviewed on: 13th July 2026

i have every confidence in paypal to be secure and s...

5
i have every confidence in paypal to be secure and sort out any problems that may occur Reviewed on: 13th July 2026

Easy and stress free

5
Enabled to make a purchase and spread out the cost in an easy and stress free manner, meaning I can focus on other priorities whilst still having this in the background. Reviewed on: 13th July 2026

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