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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,469 reviews, last reviewed 1st May 2026
1877300% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It all works really well and I’ve had no issues payi... It all works really well and I’ve had no issues paying for items. Reviewed on: 1st May 2026
Archie S's avatar
Archie S

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91470)

PayPal Is Your Responsible and Safe Online Friend!

5
PayPal are reliable, safe and their payment systems are both well structured and convenient. The Pay in 3 feature is particularly useful as it totally removes the headache of remembering to activate payments and it makes things that bit more affordable. The four months at 0% interest is so easy to use and is flexible in the sense it can be paid back as and when the user likes within that period: again it helps with budgeting and makes bigger items more attainable. I feel secure using PayPal online and that is HUGE! Reviewed on: 15th April 2026
Jane R's avatar
Jane R

Great company

5
Easy to apply, fast decision and great credit limits. Well recommend company. Reviewed on: 15th April 2026
Tom M's avatar
Tom M

I’ve been using PayPal credit for years and it has a...

5
I’ve been using PayPal credit for years and it has always helped me to acquire things I need in times of difficulty. And I think PayPal credit was set up especially for poorer classes of people which I think is very considerate in my opinion, not like other companies with high interest rates that tramples on the less fortunate. So for me PayPal credit all the way Reviewed on: 15th April 2026
Neilly c's avatar
Neilly c

I love PayPal especially the pay in 3 it’s so easy t...

5
I love PayPal especially the pay in 3 it’s so easy to use and helps buying the more expensive stuff. Reviewed on: 15th April 2026
Michelle m's avatar
Michelle m

All good

5
I’ve used PayPal for years and all has been good, any questions I have had they have always been helpful and polite. I’ve recommended them to a few ppl and will continue to do so. Reviewed on: 15th April 2026
Carly D's avatar
Carly D

PayPal is the best option for me to use for my busin...

4
PayPal is the best option for me to use for my business. Reviewed on: 15th April 2026
Wilson Nkallo's avatar
Wilson Nkallo

Very helpful, easy, quick and great service

5
Very helpful, easy, quick and great service Reviewed on: 15th April 2026
L Spinola 's avatar
L Spinola

Supporting your daily expenses

5
I amazing.. support for daily use Reviewed on: 15th April 2026
Syed kazmi's avatar
Syed kazmi

PayPal is great and always helpful

5
PayPal is great and always helpful Reviewed on: 15th April 2026
Ben p's avatar
Ben p

Always feels safer paying through PayPal, always loo...

5
Always feels safer paying through PayPal, always look for PayPal when paying online Reviewed on: 15th April 2026
Thomas G's avatar
Thomas G

Review PayPal: PayPal Credit now

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